Remortgage with Adam Nanson

Charlotte and Owen are remortgage customers of Adam Nanson

Charlotte and Owen live in Leeds. Their fixed-term mortgage had come to end and had transferred to the Standard Variable Rate so they were shopping around to get a cheaper deal.

Charlie and Owen remortgage customers of Adam NansonAdam Nanson, Managing Director of Your Mortgage Expert was referred to them by a work colleague of Charlie’s. They approached him because they were looking for someone to take the hassle out of the process and because Owen is self-employed which had caused them problems in the past. Charlie comments on how she found the experience as a remortgage customer of Adam Nanson:

“Having previously worked in financial services I fully understand the benefits of shopping around rather than using providers that are tied to one or just a handful of products. Using a mortgage broker means they can search many deals across the whole market to find a suitable product for you.

“The first time we chose to remortgage with Adam Nanson. We wanted to find a deal to save us money each month, and we also wanted to see if we could get a cheaper rate due to having more equity in the property then we had when we first made the purchase two years before. We like to get a fixed rate mortgage so that we know exactly what our costs will be each month.

“Owen is self-employed so this can sometimes cause difficulties as some lenders aren’t keen to approve you if you work for yourself. But Adam had experience of placing mortgages for self-employed people which made his advice even more valuable.

“Apart from giving us really straightforward information that was easy to understand, Adam is super-efficient. We’ve never had to wait for any requested information. And, after he helped us with our remortgage, we are now speaking to him about getting a home movers mortgage.

“We have had to keep putting new figures and theories to him as we struggled to get an offer accepted on a property in such a competitive market. After our initial conversations, I could go back to Adam at any time and amend the figures and projections. He would even get mortgages agreed in principle in a matter of hours so that we had the paperwork to show to estate agents and vendors as we made our offers – most of which had to be done within a few hours of viewing a property!

“I would highly recommend Adam’s services and I already have referred him to some friends. It’s always lovely to speak to Adam as he is very efficient, helpful and makes everything very straightforward.”

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. SECURING SHORT TERM DEBTS AGAINST YOUR HOME COULD INCREASE THE TERM OVER WHICH THEY ARE PAID AND THEREFORE INCREASE THE OVERALL AMOUNT PAYABLE. YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.