Charlotte and Owen, Remortgage Customers from Leeds
Charlotte and Owen live in Leeds. Their fixed-term mortgage had come to end and they were shopping around to get a cheaper deal.
Charlotte and Owen are remortgage customers of Adam Nanson
Charlotte and Owen live in Leeds. Their fixed-term mortgage had come to end and had transferred to the Standard Variable Rate so they were shopping around to get a cheaper deal.
Adam Nanson, Managing Director of Your Mortgage Expert was referred to them by a work colleague of Charlie’s. They approached him because they were looking for someone to take the hassle out of the process and because Owen is self-employed which had caused them problems in the past. Charlie comments on how she found the experience as a remortgage customer of Adam Nanson:
“Having previously worked in financial services I fully understand the benefits of shopping around rather than using providers that are tied to one or just a handful of products. Using a mortgage broker means they can search many deals across the whole market to find a suitable product for you.
“The first time we chose to remortgage with Adam Nanson. We wanted to find a deal to save us money each month, and we also wanted to see if we could get a cheaper rate due to having more equity in the property then we had when we first made the purchase two years before. We like to get a fixed rate mortgage so that we know exactly what our costs will be each month.
“Owen is self-employed so this can sometimes cause difficulties as some lenders aren’t keen to approve you if you work for yourself. But Adam had experience of placing mortgages for self-employed people which made his advice even more valuable.
“Apart from giving us really straightforward information that was easy to understand, Adam is super-efficient. We’ve never had to wait for any requested information. And, after he helped us with our remortgage, we are now speaking to him about getting a home movers mortgage.
“We have had to keep putting new figures and theories to him as we struggled to get an offer accepted on a property in such a competitive market. After our initial conversations, I could go back to Adam at any time and amend the figures and projections. He would even get mortgages agreed in principle in a matter of hours so that we had the paperwork to show to estate agents and vendors as we made our offers – most of which had to be done within a few hours of viewing a property!
“I would highly recommend Adam’s services and I already have referred him to some friends. It’s always lovely to speak to Adam as he is very efficient, helpful and makes everything very straightforward.”