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  • December Mortgage and Property Update

    It’s been a tricky year for mortgages. But as we come to the end of 2023, there are some strong glimmers of hope for the market.

    This month we look at what is happening with interest rates and the housing market – and why we have some cautious optimism. We also wanted to let you know that we’ve launched a new podcast where we aim to look at topical subjects in the world of mortgages in bite-sized chunks. We have also included a link to our Christmas Opening hours.

    Thank you for all your support this year and for choosing us as your broker. We hope our advice and insights have been helpful for you.

    Have a wonderful Christmas and New Year.

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  • December Mortgage Market Update

    Have Mortgage Rates Peaked?

    Adam Nanson from Your Mortgage Expert looks at whether mortgage rates have peaked and whether we can expect them to fall further in 2024. Read more in our December Mortgage Market Update.

    Read more
  • December Your Mortgage Expert Update

    Launching the Your Mortgage Expert Podcast.

    At Your Mortgage Expert, we’re always looking for new ways to keep you informed about the latest news and insights from the Mortgage and Property Market. With this in mind, we are delighted to launch the Your Mortgage Expert Podcast.

    Read more
  • Christmas Opening Hours

    As we draw towards the end of the year, we want to take this opportunity to thank you for all your support this year. It has been a tricky year for the mortgage market and it has been a pleasure to be able to help our clients navigate the changing rates and market conditions.

    We will be closing the office for the festive period in order to give our busy team a well-deserved break. You can find details of our Christmas Opening hours on our website.

    We know some of our you have house sales going through and mortgages completing. So if there is anything urgent that you need to speak to us about over the festive period, please leave a message on the phone or send an email and we will arrange for someone to get back to you as soon as possible.

    If you need to speak to us over the Christmas period, we are here to help as always.

    Wishing you a Happy Christmas and a Healthy New Year from us all at the Your Mortgage Expert Team.

    See our Christmas Opening Times
  • Refer a Friend scheme

    We wanted to remind you that we’ve made some changes to our refer a friend scheme.

    We’re very thankful every time we get a new client referred to us. It tells us we’ve done a good job as clients trust us with their friends, colleagues or family. In fact, around 33% of new customers come to us as a referral from an existing client. And we are so incredibly grateful for all of your support.

    We are now offering you the chance to earn more for recommending us. To find out more, visit our refer a friend dedicated page.

    Read more
  • Sign up to our newsletter

    Thank you for taking the time to read our Summer Remortgaging Newsletter

    If you would like to read future newsletters and our future market analysis, why not subscribe?

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  • “This was knight in shining armour stuff. Our conscientious mortgage broker was a delight to deal with from the off and the key to our dream home.”

    Max and Martha, First Time Buyer customers from Cardiff

  • “Being in the Armed Forces I am away a lot, meaning it can be hard to attend meetings, answer emails and especially hard to fill in forms. Adam and his team were extremely helpful and understanding of our situation and provided help wherever they could. After our initial meeting where we provided our required details, we actually did very little of the hard work, apart from signing a couple of papers.”

    Callum and Verena, First Time Buyer Armed Forces Mortgage Customer from Salisbury

  • “I expect my circumstances were fairly rare, but the help and guidance I received from you was invaluable. I feel that the personal touch you provide offers something that appeals to the soldier in me.  During my service I always liked to have a point of contact, someone who was the “go to” specialist in their field.  This provides a degree of assurance about a situation and it was refreshing to find that same degree of certainty transitioning to civilian life, particularly with something as important as a mortgage and buying our family home.”

    Andrew and Helen, Armed Forces Mortgage Customers from Salisbury

  • “Even though we were used to having a mortgage on the rental property, paying a mortgage on your own home was still a bit of a shock after years of having married quarter rental deducted from your pay at source. But, at every step along the way, we felt reassured, understood and that we really mattered to Adam. Trust is an important concept for military families and we trusted Adam.”

    Fiona and Graham, Armed Forces Mortgage Customers from Wilton

  • “As a contractor, it was difficult for me to obtain a mortgage through normal channels so it was great to find a mortgage adviser that specialised in contractor remortgages and understood the challenges. In addition, I had fairly tight timescales, so wanted someone who could make the process quick and hassle free.”

    Andrea, Contractor Mortgage Customer from Warminster

  • “I am a contractor, therefore require specialist mortgage advice. Adam has now concluded two mortgages for us (new mortgage then a contractor remortgage), and is currently arranging a buy-to-let mortgage for us. He also arranged our life insurance for us. We keep returning to him for some great reasons – he is always available, and ready to help. He provides great advice, and always ensures that he meets our requirements exactly. He is prepared to explain things in such a way that even a lummox like me can understand, and his level of service has remained consistently good over the last three years.”

    Matt, Contractor Mortgage Customer from Southampton

  • “Adam’s advice on the different types of critical illness and life insurance were really useful. He also worked with us to decide the best combination of policies that would work with our existing policies to cover our needs. When doing this he happily tweaked quotes for us until we came out with an arrangement that was both affordable and would provide us with the level of cover we thought appropriate.”

    Hannah and Steve, Protection Insurance Customers from Stamford

  • “Adam provided us with factual advice and also with options of which we were unaware. The advice on gifted equity was something we hadn’t heard about and this assisted us hugely to ensure repayments worked within our affordability. He provided us with a very personal service that made the journey from initial call, to mortgage offer and completion hassle free. We have already recommended Adam to someone and will continue to recommend his services in the future.”

    Saul and Laura, Home Mover Mortgage Customers from Salisbury

  • “Mike and I collected the keys to our flat this weekend and we couldn’t be happier. It’s been a long time coming but we got there! We just wanted to say a MASSIVE thank you for everything you have done for us so far. We’ve really appreciated all the help, advice and reassurance you’ve given us all the way through this process. It’s really nice to have a friendly voice on the other end of the phone.”

    Mike and Bethan, First Time Buyer Mortgage Customers from London

  • “Without question Adam found me a deal the estate agent’s broker couldn’t. He was very easy to contact whenever I needed him and he took time to explain the ins and outs of the Help to Buy equity loan scheme mortgage that he found me. I would rate him five out of five and will be back to use him when the time comes to remortgage or move.”

    Chris, Help to Buy Mortgage Customer from Southampton

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Your Mortgage Expert is a trading name of Your Mortgage Expert Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Registered Office Address: 18 New Canal, Salisbury, England, SP1 2AQ. Registered in England Number: 08924507.

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