Mortgage Advice for Airline Staff Explained
As a member of the airline industry, your income can be more complex than other workers. This can make it more complicated getting a mortgage. Some of the reasons it can be more complex include:
- Your basic salary probably doesn’t accurately reflect your true earnings. You might also receive things like overtime, expenses and other allowances.
- You might have a second income from a self employed job or from another employer.
- Perhaps you have spent significant time working overseas or occupied several addresses in your recent past.
- Maybe your credit score has been impacted by not being on the electoral role or by being abroad.
Whatever your concern, we can help. We understand these frustrations and have helped many members of the airline industry arrange their mortgages even when they’ve hit a brick wall in the past.
We know which lenders are more sympathetic to Airline Staff and the unique way you are paid. We also know which lenders are more likely to accept your application if you have issues with your credit report.
By tapping into our expertise and using our service, we can take the stress and hassle out of looking for a mortgage. Contact us today for Mortgage Advice for Airline Staff, Cabin Crew and Pilots.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
How lenders may assess income for airline staff
For many airline staff, the main issue is not whether a mortgage is possible, but how income is assessed.
Some lenders may look mainly at basic salary, while others may be more willing to consider the wider picture, including things like overtime, regular allowances, second income or more unusual working patterns.
This can be particularly important if you have:
- Payslips that vary from month to month
- Total earnings are higher than your basic salary suggests
- Spent time working abroad
- Moved address frequently
- A second job or self-employed income alongside your main role
Mortgage advice can help you understand which lenders may be a better fit for your circumstances and what evidence may be needed to support your application.
Types of Mortgages for Airline Staff
Whatever type of mortgage you are looking for, we can help. Here are a few of the options we often offer mortgage advice to Airline Staff, Cabin Crew and Pilots:
- First time Buyer
If you want to buy your first home, we would love to guide you through the process. Not only do we have access to the current deals on the market, some of which are not available to First Time Buyers directly. We also have extensive knowledge of all the current Government schemes designed to give you a helping hand.
Interested in Shared Ownership? We can help. Only have a small deposit? We can advise you on that as well.
- Buy to Let
As you’re abroad so often, perhaps you want to buy a property as an investment. Investing in a property to rent out for the first time can be a daunting task. We’ll talk you though what you need to know in order to understand both the risks and benefits of buy to let mortgages.
- Airbnb or Holiday Let
While you’re out of the country, perhaps you want to let out all or part of your property. We’ll know what type of mortgage is suitable for your letting strategy. And which lender will lend based on your circumstances.
- Remortgage
If you’ve come to the end of your current mortgage deal, we can help you find a new deal to save you money. We’ll search over 90 lenders with 1000s of products to save you time, money and hassle.
- Home Mover
Perhaps you already have a property but you want to relocate nearer to the airport you regularly travel from. Or maybe it’s time to upsize. Whatever your driver for moving home, we have expert advice to make the process easier for you.
We can help with all these types of mortgages and more. We aren’t like other brokers. Our small, friendly team will take time to get to know you and your intentions.
With flexible appointments to suit your busy schedule. We know you are often out of the country so we are set up to support that. The whole process can be carried our via video call, telephone and email. We are set up to support you.
Get in touch today for a free, no obligation conversation.
Why choose Your Mortgage Expert
We help clients with straightforward and more complex mortgage cases, including applicants whose income does not always fit neatly into a standard lender assessment.
- Clear advice without unnecessary jargon
- Help understanding payslips, allowances and supporting documents
- Flexible appointments around unusual schedules
- Support from enquiry through to completion
- Highly rated by clients across Salisbury and UK wide
Contact us today for Mortgage Advice for Airline Staff, Cabin Crew and Pilots and see how we can help you get a successful outcome.
This page was last updated in April 2026