We offer advice from across the protection market
We help you understand what level of insurance you need
We will break down all the jargon and talk in your language
Life cover provides a cash payment to the beneficiaries of your choice if you were to die. It’s difficult to think about, but would your loved ones be able to cope financially without you? Talk to us today about how you could ease the financial strain on your family if the worst were to happen to you
Critical Illness Cover
Critical illness cover is designed to pay out if you were diagnosed with certain life threatening illnesses. If the worst were to happen, would you and your family be financially secure? Speak to Your Mortgage Expert today to find out if Critical illness is for you.
Income Protection Insurance
Income protection is designed to pay if you were to fall ill or suffer an injury and be unable to work. Would you have enough sick pay through your work or money saved up to cover your household bills if you couldn’t pay them? Why not contact us to discuss if income protection is for you.
Accident, Sickness and Unemployment
Accident, sickness and unemployment cover provides financial protection if you were unable to work as a result of an accident or ill health, or if you became unemployed through no fault of your own. Could you keep up your mortgage repayments and other financial commitments if you couldn’t work? Contact us to discuss your options.
Buildings and contents insurance
It’s vital that your property investment is protected. So, talk to us about buildings insurance or contents insurance for your house or flat. We can also help with Landlords insurance. We know which providers offer the most suitable levels of cover for an affordable price.
Why choose Your Mortgage Expert
At Your Mortgage Expert, we offer independent advice on a range of personal protection insurance products to help look after you and your family. Some of these products can be complicated so it’s best to speak to someone to find out what’s most suitable for you. Contact Your Mortgage Expert to talk in-depth about your life, critical illness and income protection needs.
Life Cover: The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
Critical Illness Cover: The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse. The policy may not cover all the definitions of a critical illness. For definitions please refer to the key features and policy document.
Income Protection Cover: The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
Our handy mortgage calculator
Our mortgage calculator can help you get a better idea of how much you can afford to borrow, and how much your mortgage will cost you in monthly repayments.CALCULATE NOW