Mortgages for Armed Forces Personnel

Your Mortgage Expert is based in Salisbury which is renowned for being an area populated by many armed forces’ personnel, both in active service and retired. We therefore have a great deal of experience with helping members of the armed forces arrange their armed forces mortgages. So, if you need help finding a lender that understands armed forces personnel, in terms of lenders that are flexible with permission to rent out the property, understand the way you’re paid, or you just need some general mortgage advice, we would love to hear from you.

 

Why should I use a mortgage broker for my Armed Forces Mortgage?

As a member of the armed forces, you may have had difficulty applying for a mortgage in the past. Perhaps your credit score is low because you have been stationed abroad for long periods of time or you’ve been stationed at several UK bases meaning you have multiple addresses over the last few years.

We understand these frustrations and have helped many members of the armed forces arrange their mortgages even when they have hit a brick wall in the past.

We know which lenders that will accept low credit scores and allow you to rent out your property, so by tapping into our expertise and using our service, we can take the stress and hassle out of looking for and applying for your mortgage.

 

What can you help me with?

Because the needs of forces personnel can be unique, your armed forces mortgage needs can be too. We can discuss your mortgage needs if any of the following are applicable:

  • You’ve moved frequently or lived overseas
  • Your property might be empty for extended periods
  • You may need to rent out your property but without having to change your mortgage to a buy-to-let mortgage and pay higher rates. This is also known as “consent-to-let” or “permission-to-let”
  • Your payslips are complex and not easy to understand
  • You’re stationed abroad but want to purchase a property back home in the UK
  • You want to purchase a property using a Forces Help-to-Buy loan

If you would like to talk any of this through, please get in touch.

 

What members of the armed forces can you help?

We are experts in providing mortgage advice to the following: any member of the military serving in her Majesty’s Armed Forces.

Including: the British Army, Royal Navy, Royal Marines, the UK’s principal land warfare branch, and the Royal Air Force. You can either be in active service or retired ex-military personnel.

We can also help civilian support staff and those stationed in the UK as well as overseas.

Do you offer a discount for forces personnel?

In recognition of our support for forces personnel and the amazing job they do for us, we offer a discount for all members of the armed forces. If you use our services to take out a mortgage or remortgage, we will offer you a 25% discount off our standard fee. Our fee is payable upon completion of your mortgage and you won’t pay us a penny if your mortgage does not go ahead or you choose not to use our services.

Why not contact us today for a no obligation conversation?

 

Who is Your Mortgage Expert?

At Your Mortgage Expert, we offer whole of market, independent mortgage advice. We provide a personal and knowledgeable service. You can trust us to be on your side and to find the most appropriate deal for you.

Your Mortgage Expert customers

Want to hear what our armed forces customers think about us? Read about some of our customers that we have helped in the past with their mortgages and remortgages.

 

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.