-
No up front broker fees
-
Advise on a wide range of lenders
-
Award winning, 5 star rated
About Your Mortgage Expert
Your Mortgage Expert is a family run mortgage broker and protection adviser based in Salisbury, Wiltshire, helping clients both locally and across the UK.
We provide clear, friendly advice on first time buyer mortgages, moving home, remortgages, buy to let and protection, with appointments available by phone, video call and in person.
Whether your circumstances are straightforward or more complex, our aim is to make the process easier to understand, less stressful and more personal from start to finish.
Who We Are
Your Mortgage Expert is an established mortgage and protection business built around personal service, clear advice and long term client relationships. We have been helping people for over 10 years.
We know that arranging a mortgage or reviewing your protection can feel overwhelming. Rates change, lender criteria can be confusing, and every client’s situation is different. That is why we focus on giving practical, straightforward advice tailored to your needs.
Although we are based in Salisbury, we help clients across the UK and can support you whether you prefer to speak by phone, over Zoom or face to face.
We are proud to be a business that combines professional expertise with a friendly, approachable way of working.
What We Do
At Your Mortgage Expert, we help clients with a wide range of mortgage and protection needs.
Mortgage advice
We provide advice on:
- first time buyer mortgages
- moving home
- remortgages
- buy to let
- product transfers
- contractor mortgages
- self employed mortgages
- new build mortgages
- more complex income cases
Protection advice
We also help clients review and arrange protection, including:
- life insurance
- critical illness cover
- income protection
- family protection planning
Our role is not just to search for a rate. We help you understand your options, explain the pros and cons clearly, and support you through the process from enquiry to completion.
Who We Help
We work with a wide range of clients across Salisbury and the UK, including:
First time buyers
We help first-time buyers understand affordability, deposits, lender criteria and the steps involved in buying a home.
Home movers
If you are moving home, we can help you review your mortgage options and work out the most suitable way to finance your next move.
Remortgage clients
Whether your deal is ending soon or you want to review your options, we can help you compare the choices available and decide what may suit your circumstances.
Buy to let landlords
We help landlords with buy to let purchases and remortgages, including portfolio and more specialist cases where appropriate.
Self employed and complex income clients
If your income is more complicated, we can help present your circumstances clearly and identify lenders who may be more suitable.
Clients looking for protection advice
We also support clients who want to put financial protection in place for themselves, their family or their home.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Key Facts About Your Mortgage Expert
Here are some of the core things to know about us:
- Family run mortgage broker and protection adviser
- Based in Salisbury, Wiltshire
- Helping clients across the UK
- Phone, video and face to face appointments available
- Advice for mortgages and protection
- Help for first time buyers, remortgages, buy to let and more
- Personal, jargon-free support throughout the process
This kind of straightforward, tailored support is at the heart of what we do.
How We Work
We believe mortgage and protection advice should feel clear and manageable, not confusing.
1. We start with a conversation
We begin by understanding your circumstances, your goals and any concerns you may have. This can be done by phone, by video call or in person.
2. We review your options
Once we understand what you need, we assess the options available and consider which lenders and products may be suitable for your circumstances.
3. We explain things clearly
We talk you through our recommendation in plain English, explaining the product, costs, fees and anything else you need to know so you can make an informed decision.
4. We support the application
If you choose to proceed, we handle the mortgage application and liaise with the lender on your behalf to help keep things moving.
5. We stay involved
We remain in contact throughout the process and help answer any questions that arise, so you feel supported from start to finish.
Why Clients Choose Your Mortgage Expert
There are lots of places you can go for mortgage advice, so choosing the right adviser matters.
Clients choose Your Mortgage Expert because we offer:
- friendly, personal service
- clear advice without unnecessary jargon
- support for both local and UK wide clients
- appointments by phone, video or in person
- help with straightforward and more complex cases
- mortgage and protection advice under one roof
- a genuine focus on long term client relationships
We know that for many people, arranging a mortgage is one of the biggest financial decisions they will make. Our job is to make that process clearer, calmer and more manageable.
Meet the Team
Your Mortgage Expert is built around real people, real advice and real relationships.
Our team includes experienced advisers who help clients with mortgages and protection, taking the time to understand individual circumstances and explain options clearly.
If you would like to find out more about the people behind Your Mortgage Expert, please visit our Meet the Team page.
Based in Salisbury, Helping Clients Across the UK
We are based in Salisbury, Wiltshire, and many of our clients value having a local mortgage broker they can speak to in person.
At the same time, we also help clients across the UK. Many people now prefer the convenience of phone and video appointments, and we are set up to support clients wherever they are based.
So whether you are local to Salisbury or further afield, you can still access the same personal service and expert support.
Mortgage and Protection Advice With a Personal Approach
We know that no two clients are exactly alike.
Some people come to us because they are buying their first home and want guidance through the process. Others are remortgaging, investing in property, reviewing their protection or dealing with a more complex income setup.
Whatever your starting point, our aim is the same: to give you advice that is clear, practical and tailored to your circumstances.
We want clients to feel that they are speaking to real people who genuinely care about helping them make informed decisions.
If you would like to know more about Your Mortgage Expert or speak to us about your mortgage or protection needs, we would be happy to help.
Whether you are buying your first home, moving, remortgaging, reviewing your protection or simply exploring your options, we are here to make the process clearer and easier to manage.
This page was last updated in March 2026
Frequently Asked Questions
Who is Your Mortgage Expert?
Your Mortgage Expert is a family-run mortgage broker and protection adviser based in Salisbury, Wiltshire, helping clients locally and across the UK.
What does Your Mortgage Expert do?
We provide mortgage advice and protection advice, helping clients with first time buyer mortgages, moving home, remortgages, buy to let, life insurance, critical illness cover and more.
Are you only based in Salisbury?
We are based in Salisbury, but we help clients across the UK by phone, video call and in person.
Can I arrange a phone or video appointment?
Yes. We offer appointments by phone, video call and face to face, depending on what suits you best.
Do you help first time buyers?
Yes. We regularly help first time buyers understand affordability, deposits, lender criteria and the mortgage process.
Do you help with remortgages?
Yes. We help clients review their current mortgage, compare their options and decide on the most suitable next step for their circumstances.
Do you offer protection advice as well as mortgage advice?
Yes. We also help clients with life insurance, critical illness cover, income protection and wider protection planning.
Can you help if my income is more complicated?
Yes. We regularly help self-employed clients and those with more complex income structures.
Do you only help with residential mortgages?
We help with all types of mortgages. We also help with buy to let and other specialist areas where appropriate.
How is Your Mortgage Expert paid?
We may receive a procuration fee from the lender if your mortgage completes. In some cases, we may also charge a fee for mortgage advice. Any fees payable by you will always be explained clearly before you choose to proceed.
Why choose Your Mortgage Expert?
Clients choose us for our friendly, personal approach, clear explanations, flexible appointments and support throughout the process.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Our handy mortgage calculator
Our mortgage calculator can help you get a better idea of how much you can afford to borrow, and how much your mortgage will cost you in monthly repayments.
CALCULATE NOW