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Lifetime Mortgages

Equity release is a way for homeowners, aged 55 or over, to unlock some of the equity from their home. A lifetime mortgage, the most popular type of equity release, is a loan secured against your home.

Through our business partner, Mortgage Advice Bureau Later Life, we can help you to arrange a free consultation with an expert equity release adviser. To book a free consultation for you or a family member, please contact us.

Mortgage Advice Bureau Later Life offer lifetime mortgage products from a carefully selected panel of providers.

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About Lifetime Mortgages

If you’re a home owner aged 55 or over, you may want to unlock some of the money tied up in your home. This is where a Lifetime Mortgage, the most popular type of Equity Release can be useful because they enable you to free up some of the equity held in your home.

A Lifetime Mortgage could allow you to:

  • Release a single lump sum or following an initial lump sum you can release the money in stages as and when needed. This is known as a drawdown lifetime mortgage.
  • Typically you can spend your money in a variety of ways

Through our business partner, we can help you to arrange a free consultation with an expert equity release adviser.

Mortgage Advice Bureau Later Life offer lifetime mortgage products from a carefully selected panel of providers.

Here are some of the reasons that you might consider a Lifetime Mortgage:

  • You are asset rich but cash poor but don’t want the stress of moving home.
  • You want to boost your finances in retirement.
  • You have existing debt to clear such as an existing mortgage.
  • You want to fund home improvements.
  • You want to help family and friends.

If any of these circumstances sound like you, then we could help.

Through our business partner, we can help you to arrange a free consultation with an expert equity release adviser.

Mortgage Advice Bureau Later Life offer lifetime mortgage products from a carefully selected panel of providers.


How an Equity Release expert can help

To make sure you receive the most suitable advice, we can refer you to specialist equity release advisers that can advise you on lifetime mortgages. Your Mortgage Expert Ltd works with Mortgage Advice Bureau Later Life who provide our Later life lending proposition.

Through our business partner, we can help you to arrange a free initial consultation with an expert equity release adviser.

Mortgage Advice Bureau Later Life offer lifetime mortgage products from a carefully selected panel of providers.


Things to know:

  • Equity Release isn’t for everyone. You need to think carefully before you decide whether it’s right for you – it’s all about weighing up the pros and cons. That’s why we can refer you to an expert equity release adviser through our Business Partner, Mortgage Advice Bureau who has specialist knowledge on the subject and can give you all the facts, point out the features and the risks.
  • There will be fees and other financial implications which your expert equity release adviser will explain to you.
  • The amount you could release depends on a range of factors such as your age, health and lifestyle choices and how much your house is worth.
  • Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits.


Your equity release adviser will help you consider your options and help you to understand whether there are alternative options which might be more appropriate in your circumstances.

Our handy mortgage calculator

Our mortgage calculator can help you get a better idea of how much you can afford to borrow, and how much your mortgage will cost you in monthly repayments.

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  • “Adam’s advice on the different types of critical illness and life insurance were really useful. He also worked with us to decide the best combination of policies that would work with our existing policies to cover our needs. When doing this he happily tweaked quotes for us until we came out with an arrangement that was both affordable and would provide us with the level of cover we thought appropriate.”

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  • “Without question Adam found me a deal the estate agent’s broker couldn’t. He was very easy to contact whenever I needed him and he took time to explain the ins and outs of the Help to Buy equity loan scheme mortgage that he found me. I would rate him five out of five and will be back to use him when the time comes to remortgage or move.”

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