Limited Company Buy to Let Mortgages Explained
With the increasing squeeze on Buy to Let investors, it’s understandable that property investors are looking for ways to reduce their costs and improve their profits.
There are many benefits to buying a property through a Limited Company. Not only are there potential tax savings, but it can also reduce your liabilities. We discuss the pros and cons of buying through a Limited Company in our detailed Guide.
Generally speaking, you won’t find many lenders on the high street who will lend to Limited Companies. So, your choice of mortgage deals probably won’t be as wide as if you purchased the property in your personal name.
However, there are several mortgage products on the market specifically designed for property letting companies. You can access these by speaking to an experienced Mortgage Adviser like Your Mortgage Expert.
With a more complex mortgage, it is more important than ever that you weigh up all the costs to ensure you get the right return on your investment. We will do all the calculations for you and carry out detailed research across multiple specialist lenders.
You are more likely to get a positive outcome if you use an expert like us. Contact us for Limited Company Buy to Let mortgage advice and let us do the hard work for you.
We would always recommend you explore your options fully with your Accountant or a Tax Expert to ensure you make the right decisions for you. Running a limited company is a long-term commitment and it benefits from careful planning and number crunching.
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
How we work
- Take time to get to know you and your intentions
- Personalised, hard working service
- Close relationships with specialist lenders
- Detailed research to ensure you save money
- Take care of the paperwork to minimise stress
- The experience to get a good result for you
Why choose us?
We are not like other brokers. We have over 80 years of experience in the mortgage and protection industry. Our clients include portfolio landlords, single property investors and Limited Company landlords. We have the expertise to make the difference for you. We have particular experience with working with Contractors and Self Employed people.
We have over 100 five star reviews on Google and over 90 verified reviews on VouchedFor. And we would love to work hard for you.
To speak to a member of the mortgage advice team about your Limited Company Buy to Let Mortgage ring Your Mortgage Expert now on 01722 322683. Or complete a contact form using the link below.
Meet the team
Our small, friendly team is based in the heart of Salisbury, Wiltshire. But we can help you no matter where you live in the UK. Sometimes it’s nice to put a name to a face. So if you want to find out more about us, visit our Meet the Team page.
Our team has:
- Over 80 years of experience in the mortgage and protection industry
- All members of our customer facing team have mortgage qualifications
- We have over 100 five-star reviews on Google
- Have helped hundreds of Buy to Let investors
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Dan Harris - Mortgage Adviser
Dan Harris first started working in mortgages in 2004. Since then, he has helped lots of people to remortgage. Dan has great attention to detail and will do the hard work to ensure you get the best recommendation. -
Adam Nanson - Mortgage Adviser
Adam Nanson has worked in the Mortgage Industry for over 20 years. He has expertise with working with Contractors and Self Employed individuals. He'll work hard to get the best rate for you.