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Expert knowledge
On how Green Mortgages work
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Award winning
Highly rated mortgage broker
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Exclusive deals
Not available when applying directly
Green Mortgage Advice
With rising energy costs, you might be thinking about how you can make your house more energy efficient.
Many lenders now offer mortgages which are designed to encourage you to make your home more energy efficient. At Your Mortgage Expert, we can help with Green Mortgage Advice and let you know whether this type of mortgage is for you.
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What is a Green Mortgage?
Broadly speaking, there are two types of Green Mortgage. We can provide Green Mortgage Advice on both of the following types:
- Green Mortgages that reward you for carrying out home improvements that make your home more “green”. The lender will generally offer you a discounted interest rate or cash back if you upgrade your home’s efficiency. This could include things like installing solar panels, putting in more energy efficient windows or changing your heating system to an air source or ground source heat pump.
- Green Mortgages that offer you rewards for having an energy-efficient home. You’ll need to supply the EPC and evidence that the home has an EPC rating of A or B. If you qualify you’ll get cashback or a better interest rate on your mortgage or in some cases remortgage.
For further information or to speak to us about Green Mortgage Advice, please get in touch.
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Will a Green Mortgage be suitable for me?
If you are interested in looking at a Green Mortgage, it would be prudent to seek Green Mortgage Advice from an impartial mortgage broker like Your Mortgage Expert.
Not all the lenders offer Green Mortgages. And, there might be some circumstances where a standard mortgage might offer you a lower rate or a more suitable overall deal.
We can compare the Green Mortgages from across the market against the other mortgage available to advise on which mortgage is suitable based on your circumstances.
Your Mortgage Expert is a highly rated, family run mortgage broker based in Salisbury. But we can help you no matter where you live in the UK. Our highly experienced team understands about Green Mortgages and how they work. We can also put you in touch with our local business partners to help you with your application. We can recommend solicitors, estate agents, removal companies and more.
For further information or to speak to us about Green Mortgage Advice, please get in touch.
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There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Our handy mortgage calculator
Our mortgage calculator can help you get a better idea of how much you can afford to borrow, and how much your mortgage will cost you in monthly repayments.
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“This was knight in shining armour stuff. Our conscientious mortgage broker was a delight to deal with from the off and the key to our dream home.”
Max and Martha, First Time Buyer customers from Cardiff
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“Being in the Armed Forces I am away a lot, meaning it can be hard to attend meetings, answer emails and especially hard to fill in forms. Adam and his team were extremely helpful and understanding of our situation and provided help wherever they could. After our initial meeting where we provided our required details, we actually did very little of the hard work, apart from signing a couple of papers.”
Callum and Verena, First Time Buyer Armed Forces Mortgage Customer from Salisbury
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“I expect my circumstances were fairly rare, but the help and guidance I received from you was invaluable. I feel that the personal touch you provide offers something that appeals to the soldier in me. During my service I always liked to have a point of contact, someone who was the “go to” specialist in their field. This provides a degree of assurance about a situation and it was refreshing to find that same degree of certainty transitioning to civilian life, particularly with something as important as a mortgage and buying our family home.”
Andrew and Helen, Armed Forces Mortgage Customers from Salisbury
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“Even though we were used to having a mortgage on the rental property, paying a mortgage on your own home was still a bit of a shock after years of having married quarter rental deducted from your pay at source. But, at every step along the way, we felt reassured, understood and that we really mattered to Adam. Trust is an important concept for military families and we trusted Adam.”
Fiona and Graham, Armed Forces Mortgage Customers from Wilton
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“As a contractor, it was difficult for me to obtain a mortgage through normal channels so it was great to find a mortgage adviser that specialised in contractor remortgages and understood the challenges. In addition, I had fairly tight timescales, so wanted someone who could make the process quick and hassle free.”
Andrea, Contractor Mortgage Customer from Warminster
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“I am a contractor, therefore require specialist mortgage advice. Adam has now concluded two mortgages for us (new mortgage then a contractor remortgage), and is currently arranging a buy-to-let mortgage for us. He also arranged our life insurance for us. We keep returning to him for some great reasons – he is always available, and ready to help. He provides great advice, and always ensures that he meets our requirements exactly. He is prepared to explain things in such a way that even a lummox like me can understand, and his level of service has remained consistently good over the last three years.”
Matt, Contractor Mortgage Customer from Southampton
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“Adam’s advice on the different types of critical illness and life insurance were really useful. He also worked with us to decide the best combination of policies that would work with our existing policies to cover our needs. When doing this he happily tweaked quotes for us until we came out with an arrangement that was both affordable and would provide us with the level of cover we thought appropriate.”
Hannah and Steve, Protection Insurance Customers from Stamford
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“Adam provided us with factual advice and also with options of which we were unaware. The advice on gifted equity was something we hadn’t heard about and this assisted us hugely to ensure repayments worked within our affordability. He provided us with a very personal service that made the journey from initial call, to mortgage offer and completion hassle free. We have already recommended Adam to someone and will continue to recommend his services in the future.”
Saul and Laura, Home Mover Mortgage Customers from Salisbury
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“Mike and I collected the keys to our flat this weekend and we couldn’t be happier. It’s been a long time coming but we got there! We just wanted to say a MASSIVE thank you for everything you have done for us so far. We’ve really appreciated all the help, advice and reassurance you’ve given us all the way through this process. It’s really nice to have a friendly voice on the other end of the phone.”
Mike and Bethan, First Time Buyer Mortgage Customers from London
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“Without question Adam found me a deal the estate agent’s broker couldn’t. He was very easy to contact whenever I needed him and he took time to explain the ins and outs of the Help to Buy equity loan scheme mortgage that he found me. I would rate him five out of five and will be back to use him when the time comes to remortgage or move.”
Chris, Help to Buy Mortgage Customer from Southampton