First time buyer mortgage advice

If you’re a First Time Buyer looking to get your foot on the property ladder, Your Mortgage Expert can help.

FIRST TIME BUYER MORTGAGES

FIRST TIME BUYER MORTGAGES

YOUR MORTGAGE EXPERT FOR FIRST TIME BUYERS

We understand that getting that first foot on the property ladder can be difficult. But, Your Mortgage Expert is there to help you every step along the way.

Do any of the following sound like your situation?

  • I want to buy my first home, but I’m not sure what I can afford
  • There are lots of different types of mortgage available, but I’m not sure which one is most suitable for me
  • I don’t have a huge deposit, so I’m not sure whether lenders will consider me
  • The whole mortgage process confuses me and I’m not sure where to start

If so, we can help with First Time Buyer mortgages.

Not only do we have access to the current deals on the market, some of which are not available to First Time Buyers directly. We also have extensive knowledge of all the current Government schemes designed to give you a helping hand.

By speaking to Your Mortgage Expert, you’ll get access to expert advice to help you work out how much you can afford to borrow, what your repayments would be and what type of mortgage is most suitable for your personal circumstances. And, if you need it, we can break down all the jargon so you understand whether to opt for a tracker mortgage, fixed rate mortgage or something more flexible.

We don’t charge for the initial consultation, so by speaking to us, you are under no obligation. So why not get in touch and take that first important step. 

FIRST TIME BUYER MORTGAGE CUSTOMERS

Zoe and Richard were first time buyer customers of Your Mortgage Expert

Zoe and Richard had been renting for a while in Salisbury. But with their second child on the way, they wanted to buy their first home for more security. They spoke to Adam who was with them every step along the way.

THINGS TO THINK ABOUT AS A FIRST TIME BUYER

There are a number of things you need to think about before you take steps to take out a mortgage for the first time. We will talk you through all of these and ensure you are clear on all the risks and benefits before you proceed. Some of the things you should consider are:

  • What type of mortgage is most suitable for you?
  • Can you afford the mortgage payments on top of your current liabilities?
  • What level of risk is appropriate for you?

Your home could be at risk if you don’t keep up your mortgage payments. Our professional, experienced mortgage advisers will ensure you understand if a first time buyer mortgage is suitable for you before proceeding. We don’t charge for an initial consultation, so by speaking with us, you won’t be under any obligation. To find out more about our services and how we operate, visit our about us section.

ABOUT YOUR MORTGAGE EXPERT

Adam Nanson, Your Mortgage Expert

At Your Mortgage Expert, we offer whole of market, independent mortgage advice. We provide a personal and knowledgeable service. You can trust us to be on your side and to find the most appropriate deal for you.

We are based in Salisbury, but can help you no matter where in the UK you live.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.