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Mortgage Advice for Freelancers

Mortgage Advice for Locum Doctors

As a Locum Doctor, it can be more complicated to get a mortgage. Whilst more challenging it is not impossible. How we can help:

  • Take time to understand how you are paid
  • Find a solution that works for your circumstances
  • Access to Specialist Lenders and Bespoke Underwriting

If you turn to a specialist broker like us for Mortgage Advice for Locum Doctors, we do the hard work for you. You are more likely to get a positive outcome if you use an experienced Mortgage Broker like us.

Mortgage Advice for Locum Doctors

Mortgages for Locum Doctors Explained

Locum Doctors often earn a really good salary, despite this, it can be more complex to get a mortgage.

Some of the concerns we often hear about from Locum Doctors are:

  • I have a large amount of Student Debt
  • I work on an ad hoc basis and my pay can be inconsistent
  • I have gaps in my employment
  • I have only been a Locum Doctor for a short period of time

Whatever your concern, we can help. We have experience with working with self employed people and contract workers.

The first steps will be to establish how you are paid. Which lenders we approach will be dependent on this. So, are you self employed? On PAYE? Or paid via an Umbrella Company? However you are set up, we have experience of helping someone like you.

We will take time to understand your circumstances and will know which lenders work for your situation. As well as the big high street banks, we also have access to specialist lenders who are more geared towards self employed people.

We know what documents you need to provide to the lender to meet their lending criteria. We also know how to package your income to maximise the likelihood of a successful outcome.

By using an experienced mortgage adviser like us, we can help guide you through this whole process and help make it as stress free as possible.

Contact us today for Mortgage Advice for Locum Doctors.

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Why choose us?

Our friendly, experienced team is based in the heart of Salisbury, Wiltshire. But we can help you no matter where you live in the UK. To find out more about us, visit our Meet the Team page.

Our team has:

  • Over 80 years of experience in the mortgage and protection industry
  • Close relationships with high street and specialist lenders
  • We have over 100 five-star reviews on Google
  • Have helped hundreds of self employed people access mortgages

How we work:

  • Personalised, hard working service
  • Search 1000s of deals from multiple lenders
  • Detailed research to ensure you save money
  • Take care of the paperwork to minimise stress
  • By your side from application to completion
  • The experience to get a good result for you

Contact us today for Mortgage Advice for Locum Doctors and see how we can help you get a successful outcome.

Contact us

  • Dan Allen mortgage adviser

    Dan Allen - Mortgage Adviser

    Dan Allen has worked with mortgages for over 10 years. He takes time to understand different lender criteria. His wealth of knowledge means he will know which lenders will work for you situation.
    Email Dan Allen
  • Dan Harris mortgage adviser photo

    Dan Harris - Mortgage Adviser

    Dan started working in the mortgage industry in 2004. Since then, he has helped lots of Sole Traders. Dan has great attention to detail and will do the hard work to ensure you get the best recommendation.
    Email Dan Harris

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Your Mortgage Expert is a trading name of Your Mortgage Expert Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Registered Office Address: 18 New Canal, Salisbury, England, SP1 2AQ. Registered in England Number: 08924507.

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