Remortgage advice in Salisbury
If you want to save money on your mortgage payments or release some equity from your property, we can help with independent, remortgage advice.
Remortgaging is fairly simple and can save you money on your monthly payments. And, if you use an independent mortgage broker like Your Mortgage Expert, we take all the hard work away from you.
If you would like us to carry out a free, no obligation review of your current mortgage to establish whether you could save money, then please get in touch. We only charge a fee if you decide to proceed with our services and upon completion of your remortgage.
We are based in Salisbury so we can meet face to face if you live in the area, or we can do it all over the phone if you would prefer.
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How Your Mortgage Expert can help
You might want to remortgage to save money or to raise money against your house. Whatever your goal, we offer first class remortgage advice in Salisbury.
Not only do we have access to the current deals on the market, some of which are not available to people looking to remortgage directly. We also have extensive knowledge of all the current Government schemes designed to give you a helping hand.
By speaking to Your Mortgage Expert, you’ll get access to expert remortgage advice to help you work out how much you can afford to borrow, what your repayments would be and what type of mortgage is most suitable for your personal circumstances. And, if you need it, we can break down all the jargon so you understand whether to opt for a tracker mortgage, fixed rate mortgage or something more flexible.
We don’t charge for the initial consultation, so by speaking to us, you are under no obligation. So why not get in touch and take that first important step? We are a Salisbury based mortgage broker, but we can help you no matter where in the UK you live.
If you want to meet to discuss your mortgage you can choose to come to our Office in Salisbury, or we can come to your home to talk through all your requirements and circumstances. Alternatively, we can provide the full service over the phone should you prefer. Whichever way you choose, we will take the time to fully talk you through all the options.
Your Mortgage Expert is whole of market and independent which means we know all the current remortgage deals available and can make the most suitable recommendation for you based on your circumstances. Some of the deals may only be available for a limited period and through independent mortgage advisers.
Should I remortgage?
Often, the assumption is that people want to remortgage in order to save money, but there might be other things you want to achieve. We find common goals are:
– Saving money on monthly repayments
– Moving to a fixed rate deal so you have more control on the monthly payment
– Increasing payments in order to pay off the mortgage early
– Changing from an interest only mortgage to a repayment
– Opting for an offset mortgage in order to potentially pay off the mortgage early and save on interest payments
– Dissatisfaction with the current lender
If any of these goals apply to you, then it might be worth thinking about remortaging. By using an independent mortgage broker, we can talk through your goals and what you want to achieve from a remortgage and then help you to decide what type of mortgage product and what lender would be most appropriate for you. And, if you’re based near Salisbury, we can meet you face to face should you prefer.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. SECURING SHORT TERM DEBTS AGAINST YOUR HOME COULD INCREASE THE TERM OVER WHICH THEY ARE PAID AND THEREFORE INCREASE THE OVERALL AMOUNT PAYABLE. YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.