Independent Mortgage Broker
Not tied to one bank or lender
Access to exclusive deals not available when applying directly
No up front Broker Fees
Contact us for a free, no obligation conversation
Remortgage Advice in Salisbury
If you want to save money on your mortgage payments or release some cash tied up in your property, we can help with independent, remortgage advice.
Remortgaging is fairly simple and can save you money on your monthly payments. And, if you use an independent mortgage broker like Your Mortgage Expert, we take all the hard work away from you.
If you would like us to carry out a free, no-obligation review of your current mortgage to establish whether you could save money, then please get in touch. We only charge a fee if you decide to proceed with our services and upon completion of your remortgage.
We are based in Salisbury so we can meet face to face if you live in the area, or we can do it all over the phone if you would prefer. To see who we are, why not visit our Meet the Team page?Although we are based in Salisbury, we can help you no matter where you live in the UK.
How Your Mortgage Expert can help
You might want to remortgage to save money or to raise money against your house. Whatever your goal, we offer first-class remortgage advice in Salisbury.
Not only do we have access to the current deals on the market, some of which are not available to people looking to remortgage directly. We also have extensive knowledge of all the current Government schemes designed to give you a helping hand.
By speaking to Your Mortgage Expert, you’ll get access to expert remortgage advice to help you work out how much you can afford to borrow, what your repayments would be and what type of mortgage is most suitable for your personal circumstances. And, if you need it, we can break down all the jargon so you understand whether to opt for a tracker mortgage, fixed-rate mortgage or something more flexible.
We don’t charge for the initial consultation, so by speaking to us, you are under no obligation. So why not get in touch and take that first important step? We are a Salisbury based mortgage broker, but we can help you no matter where in the UK you live.
Let’s discuss your needs
If you want to meet to discuss your mortgage you can choose to come to our office in Salisbury. Or, if you live near to Salisbury, we can come to your home to talk through all your requirements and circumstances. Alternatively, we can provide full service over the phone should you prefer. Whichever way you choose, we will take the time to fully talk you through all the options.
Your Mortgage Expert has access to deals from across the market. And, we are independent which means we know all the current remortgage deals available and can make the most suitable recommendation for you based on your circumstances. Some of the deals may only be available for a limited period and through independent mortgage advisers.
Should I remortgage?
Often, the assumption is that people want to remortgage in order to save money, but there might be other things you want to achieve. We find common goals are:
- Saving money on monthly repayments
- Moving to a fixed-rate deal so you have more control on the monthly payment
- Increasing payments in order to pay off the mortgage early
- Changing from an interest-only mortgage to a repayment
- Opting for an offset mortgage in order to potentially pay off the mortgage early and save on interest payments
- Dissatisfaction with the current lender
If any of these goals apply to you, then it might be worth thinking about remortaging. By using an independent mortgage broker, we can talk through your goals and what you want to achieve from a remortgage and then help you to decide what type of mortgage product and what lender would be most appropriate for you. And, if you’re based near Salisbury, we can meet you face to face should you prefer.
How can a mortgage broker help me?
Never used a mortgage broker before? Not sure how we can help you? We’ve produced a handy list of 5 reasons to use an independent mortgage broker which you might find useful.
Should I remortgage or take a Product Transfer
Did you know we can also advice on Product Transfers? This might suit you if you want to stay with your existing lender or want to remortgage quickly.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.
Our handy mortgage calculator
Our mortgage calculator can help you get a better idea of how much you can afford to borrow, and how much your mortgage will cost you in monthly repayments.CALCULATE NOW
“This was knight in shining armour stuff. Our conscientious mortgage broker was a delight to deal with from the off and the key to our dream home.”
Max and Martha, First Time Buyer customers from Cardiff
“Being in the Armed Forces I am away a lot, meaning it can be hard to attend meetings, answer emails and especially hard to fill in forms. Adam and his team were extremely helpful and understanding of our situation and provided help wherever they could. After our initial meeting where we provided our required details, we actually did very little of the hard work, apart from signing a couple of papers.”
Callum and Verena, First Time Buyer Armed Forces Mortgage Customer from Salisbury
“I expect my circumstances were fairly rare, but the help and guidance I received from you was invaluable. I feel that the personal touch you provide offers something that appeals to the soldier in me. During my service I always liked to have a point of contact, someone who was the “go to” specialist in their field. This provides a degree of assurance about a situation and it was refreshing to find that same degree of certainty transitioning to civilian life, particularly with something as important as a mortgage and buying our family home.”
Andrew and Helen, Armed Forces Mortgage Customers from Salisbury
“Even though we were used to having a mortgage on the rental property, paying a mortgage on your own home was still a bit of a shock after years of having married quarter rental deducted from your pay at source. But, at every step along the way, we felt reassured, understood and that we really mattered to Adam. Trust is an important concept for military families and we trusted Adam.”
Fiona and Graham, Armed Forces Mortgage Customers from Wilton
“As a contractor, it was difficult for me to obtain a mortgage through normal channels so it was great to find a mortgage adviser that specialised in contractor remortgages and understood the challenges. In addition, I had fairly tight timescales, so wanted someone who could make the process quick and hassle free.”
Andrea, Contractor Mortgage Customer from Warminster
“I am a contractor, therefore require specialist mortgage advice. Adam has now concluded two mortgages for us (new mortgage then a contractor remortgage), and is currently arranging a buy-to-let mortgage for us. He also arranged our life insurance for us. We keep returning to him for some great reasons – he is always available, and ready to help. He provides great advice, and always ensures that he meets our requirements exactly. He is prepared to explain things in such a way that even a lummox like me can understand, and his level of service has remained consistently good over the last three years.”
Matt, Contractor Mortgage Customer from Southampton
“Adam’s advice on the different types of critical illness and life insurance were really useful. He also worked with us to decide the best combination of policies that would work with our existing policies to cover our needs. When doing this he happily tweaked quotes for us until we came out with an arrangement that was both affordable and would provide us with the level of cover we thought appropriate.”
Hannah and Steve, Protection Insurance Customers from Stamford
“Adam provided us with factual advice and also with options of which we were unaware. The advice on gifted equity was something we hadn’t heard about and this assisted us hugely to ensure repayments worked within our affordability. He provided us with a very personal service that made the journey from initial call, to mortgage offer and completion hassle free. We have already recommended Adam to someone and will continue to recommend his services in the future.”
Saul and Laura, Home Mover Mortgage Customers from Salisbury
“Mike and I collected the keys to our flat this weekend and we couldn’t be happier. It’s been a long time coming but we got there! We just wanted to say a MASSIVE thank you for everything you have done for us so far. We’ve really appreciated all the help, advice and reassurance you’ve given us all the way through this process. It’s really nice to have a friendly voice on the other end of the phone.”
Mike and Bethan, First Time Buyer Mortgage Customers from London
“Without question Adam found me a deal the estate agent’s broker couldn’t. He was very easy to contact whenever I needed him and he took time to explain the ins and outs of the Help to Buy equity loan scheme mortgage that he found me. I would rate him five out of five and will be back to use him when the time comes to remortgage or move.”
Chris, Help to Buy Mortgage Customer from Southampton