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Salisbury Mortgage Advice

Want Forces Help to Buy Advice in Salisbury? We've got you covered.

Are you looking for Forces Help to Buy Advice in Salisbury to help you buy a house? At Your Mortgage Expert, we can help. We can assist with your paperwork, choose a lender, understand how the scheme works and process you application. Get in touch and let us do the hard work for you. Local appointments available to fit around you.

Forces Help to Buy Advice in Salisbury

Forces Help to Buy Advice for you

What is the Forces Help to Buy scheme?

Launched in April 2014, the Forces Help to Buy (FHTB) scheme is a scheme aimed to help serving forces personnel. The scheme allows regular serving forces personnel to borrow an interest-free deposit of up to half their annual salary.

The scheme is designed to helped UK Forces Personnel to get on the property ladder. Serving military personnel are permitted to borrow up to 50% of their salary (capped at £25,000) to buy their first home, extend their current one or move to another property on assignment or as their needs change. The loan can also be used towards a deposit and other costs such as solicitor and estate agents’ fees and can be repaid over a period of up to 10 years.

Applying can be quite complicated, so we would advise you speak to a mortgage broker who can help explain the whole process.

We are based in Salisbury City Centre which means we can meet face to face to discuss your needs. We regularly help forces families in Salisbury including the surrounding villages of Tidworth, Amesbury and Larkhill.

Alternatively, we can carry out the whole mortgage application process over the telephone or video call if you prefer.

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Meet the advice team

Who can apply?

The Forces Help to Buy Scheme is open to all regular personnel who:

  • Have completed the pre-requisite length of service
    are not a reservist or a member of the Military Provost Guard Service
  • Have more than six months left to serve at the time they apply
  • Meet the right medical categories

For further information, please get in touch.

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Meet the team

Our small, friendly team is based in the heart of Salisbury, Wiltshire. But we can help you no matter where you live in the UK. Sometimes it’s nice to put a name to a face. So if you want to find out more about us, visit our Meet the Team page.

Our team has:

  • Over 80 years of experience in the mortgage and protection industry
  • All members of our customer facing team have mortgage qualifications
  • We have over 100 five-star reviews on Google
  • Have helped hundreds of Forces Families get the home of their dreams

If you want to speak to us about your Forces Help to Buy Mortgage in Salisbury, we would love to help.

  • Dan Harris mortgage adviser photo

    Dan Harris - Mortgage Adviser

    Dan Harris first started working in mortgages in 2004. Dan has great attention to detail and will do the hard work to ensure you get the best recommendation.
    Email Dan Harris
  • Claire Northcote Mortgage Advice

    Claire Northcote - Mortgage Adviser

    Claire lives and works in Salisbury. Prior to Your Mortgage Expert, she worked in several local estate agents. Meaning she understands the local property market. Claire will take the time to get to know you and to understand how she can help.
    Email Claire
  • “This was knight in shining armour stuff. Our conscientious mortgage broker was a delight to deal with from the off and the key to our dream home.”

    Max and Martha, First Time Buyer customers from Cardiff

  • “Being in the Armed Forces I am away a lot, meaning it can be hard to attend meetings, answer emails and especially hard to fill in forms. Adam and his team were extremely helpful and understanding of our situation and provided help wherever they could. After our initial meeting where we provided our required details, we actually did very little of the hard work, apart from signing a couple of papers.”

    Callum and Verena, First Time Buyer Armed Forces Mortgage Customer from Salisbury

  • “I expect my circumstances were fairly rare, but the help and guidance I received from you was invaluable. I feel that the personal touch you provide offers something that appeals to the soldier in me.  During my service I always liked to have a point of contact, someone who was the “go to” specialist in their field.  This provides a degree of assurance about a situation and it was refreshing to find that same degree of certainty transitioning to civilian life, particularly with something as important as a mortgage and buying our family home.”

    Andrew and Helen, Armed Forces Mortgage Customers from Salisbury

  • “Even though we were used to having a mortgage on the rental property, paying a mortgage on your own home was still a bit of a shock after years of having married quarter rental deducted from your pay at source. But, at every step along the way, we felt reassured, understood and that we really mattered to Adam. Trust is an important concept for military families and we trusted Adam.”

    Fiona and Graham, Armed Forces Mortgage Customers from Wilton

  • “As a contractor, it was difficult for me to obtain a mortgage through normal channels so it was great to find a mortgage adviser that specialised in contractor remortgages and understood the challenges. In addition, I had fairly tight timescales, so wanted someone who could make the process quick and hassle free.”

    Andrea, Contractor Mortgage Customer from Warminster

  • “I am a contractor, therefore require specialist mortgage advice. Adam has now concluded two mortgages for us (new mortgage then a contractor remortgage), and is currently arranging a buy-to-let mortgage for us. He also arranged our life insurance for us. We keep returning to him for some great reasons – he is always available, and ready to help. He provides great advice, and always ensures that he meets our requirements exactly. He is prepared to explain things in such a way that even a lummox like me can understand, and his level of service has remained consistently good over the last three years.”

    Matt, Contractor Mortgage Customer from Southampton

  • “Adam’s advice on the different types of critical illness and life insurance were really useful. He also worked with us to decide the best combination of policies that would work with our existing policies to cover our needs. When doing this he happily tweaked quotes for us until we came out with an arrangement that was both affordable and would provide us with the level of cover we thought appropriate.”

    Hannah and Steve, Protection Insurance Customers from Stamford

  • “Adam provided us with factual advice and also with options of which we were unaware. The advice on gifted equity was something we hadn’t heard about and this assisted us hugely to ensure repayments worked within our affordability. He provided us with a very personal service that made the journey from initial call, to mortgage offer and completion hassle free. We have already recommended Adam to someone and will continue to recommend his services in the future.”

    Saul and Laura, Home Mover Mortgage Customers from Salisbury

  • “Mike and I collected the keys to our flat this weekend and we couldn’t be happier. It’s been a long time coming but we got there! We just wanted to say a MASSIVE thank you for everything you have done for us so far. We’ve really appreciated all the help, advice and reassurance you’ve given us all the way through this process. It’s really nice to have a friendly voice on the other end of the phone.”

    Mike and Bethan, First Time Buyer Mortgage Customers from London

  • “Without question Adam found me a deal the estate agent’s broker couldn’t. He was very easy to contact whenever I needed him and he took time to explain the ins and outs of the Help to Buy equity loan scheme mortgage that he found me. I would rate him five out of five and will be back to use him when the time comes to remortgage or move.”

    Chris, Help to Buy Mortgage Customer from Southampton

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Registered Office Address: 18 New Canal, Salisbury, England, SP1 2AQ. Registered in England Number: 08924507.

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