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Forces Help to Buy Advice for you
What is the Forces Help to Buy scheme?
Launched in April 2014, the Forces Help to Buy (FHTB) scheme is a scheme aimed to help serving forces personnel. The scheme allows regular serving forces personnel to borrow an interest-free deposit of up to half their annual salary.
The scheme is designed to helped UK Forces Personnel to get on the property ladder. Serving military personnel are permitted to borrow up to 50% of their salary (capped at £25,000) to buy their first home, extend their current one or move to another property on assignment or as their needs change. The loan can also be used towards a deposit and other costs such as solicitor and estate agents’ fees and can be repaid over a period of up to 10 years.
Applying can be quite complicated, so we would advise you speak to a mortgage broker who can help explain the whole process.
We are based in Salisbury City Centre which means we can meet face to face to discuss your needs. We regularly help forces families in Salisbury including the surrounding villages of Tidworth, Amesbury and Larkhill.
Alternatively, we can carry out the whole mortgage application process over the telephone or video call if you prefer.
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Who can apply?
The Forces Help to Buy Scheme is open to all regular personnel who:
- Have completed the pre-requisite length of service
are not a reservist or a member of the Military Provost Guard Service - Have more than six months left to serve at the time they apply
- Meet the right medical categories
For further information, please get in touch.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Meet the team
Our small, friendly team is based in the heart of Salisbury, Wiltshire. But we can help you no matter where you live in the UK. Sometimes it’s nice to put a name to a face. So if you want to find out more about us, visit our Meet the Team page.
Our team has:
- Over 80 years of experience in the mortgage and protection industry
- All members of our customer facing team have mortgage qualifications
- We have over 100 five-star reviews on Google
- Have helped hundreds of Forces Families get the home of their dreams
If you want to speak to us about your Forces Help to Buy Mortgage in Salisbury, we would love to help.
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Dan Harris - Mortgage Adviser
Dan Harris first started working in mortgages in 2004. Dan has great attention to detail and will do the hard work to ensure you get the best recommendation. -
Claire Northcote - Mortgage Adviser
Claire lives and works in Salisbury. Prior to Your Mortgage Expert, she worked in several local estate agents. Meaning she understands the local property market. Claire will take the time to get to know you and to understand how she can help.