Do I need Income Protection Insurance?
If you’re looking for Income Protection Insurance in Salisbury, we would love to help. Income protection can play an important role in helping you to support your family even in difficult times. We have helped lots of Salisbury families understand whether income protection is for them.
We often advise our clients to consider the following:
- If I were to fall long-term sick and not be able to work, how would I pay my bills?
- Do I have enough savings or household income to cover my mortgage payments?
- What about my ongoing commitments – would my family cope without my income?
If you don’t receive Income Protection as part of your employment benefits package, then it could be a prudent choice for you and your family.
As an impartial broker, we can advise from a wide range of providers to ensure you select the level of cover suitable for you. Speak to Your Mortgage Expert today to find out if Income Protection is for you.
We are based in Salisbury Centre which means we can arrange local appointments if you live locally. Alternatively. we can go through the whole process over the telephone or via video call.
Should I consider other types of Protection Insurance Cover?
Income protection is designed to pay you a regular income if you were to suffer a long-term illness or suffer an injury and be unable to work.
If you need to claim, an Income Protection policy usually pays out between 50-70% of your income. These tax-free payments are usually made until you recover and return to work or until your policy term runs out.
We would advise you to consider additional polices to ensure you are adequately protected. For example, you might consider Life Insurance cover.
At Your Mortgage Expert, we offer impartial advice on a range of personal protection insurance products to help look after you and your family. Some of these products can be complicated so it’s best to speak to someone to find out what’s most suitable for you.
Talk to Your Mortgage Expert to talk in-depth about your Life Insurance, critical illness and income protection needs. We are based in Salisbury City Centre so we can arrange local appointments if you live locally. Alternatively, we can speak via the telephone or via video call.
You might also find our article on “do I need income protection” useful. Contact us today for Income Protection Advice in Salisbury.
Income Protection Cover: The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
Why choose us?
Our experienced, friendly team is based in the centre of Salisbury, Wiltshire but we can help you no matter where you live in the UK. We can arrange face to face appointments at a time that suits you if you are near to one of our brokers. Or we can carry out everything over the phone or via video call.
Our team has:
- Experience with Income Protection and other types of protection insurance
- Over 80 years of experience in the mortgage and protection industry
- We have over 100 five-star reviews on Google
- Take the time to explain the different types of insurance
- Help you understand what level of insurance is for you based on your budget
We would love to help protect you. Contact us for Income Protection Insurance in Salisbury.
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Email DanDan Harris - Mortgage and Protection Adviser
Dan joined us having previously worked for a protection only firm. He is therefore an expert in advising on all types of protection insurance. He will take the time to explain the different types of cover. And help you understand what you need. -
Email AndyAndy Hopkins - Mortgage and Protection Adviser
Andy lives with his family in Warminster. He is passionate about helping people understand the importance of protection. He will break down the jargon and explain what level of cover is for you based on your circumstances.