Teachers – trust us with your mortgage
We have teamed up with Manga Learning Partnership to offer Fee Free advice to all MLP Teaching staff and support staff.
Teachers and support workers often tell us that getting a mortgage can be more difficult. Often, teaching professionals say that they struggle to find time to search for mortgages due to a busy workload. Choose us to simplify the mortgage process and maximise your borrowing.
How we can help:
- Your mortgage needs are unique – you need a broker who understands this
- Getting a mortgage is a big commitment – we’ll find you a money saving deal
- You might need to use a specialist lender to get the mortgage you need – we can help with that
- It’s important you are clear on how much you can afford to borrow – we’ll make your options really clear
- As a busy teaching professional, you need a broker who can fit around your working day
- Save time, money and hassle with us
Don’t take our word for it, we have over 100 five-star reviews on Google.
If you’d like a face to face appointment to discuss your Teacher Mortgage we can arrange this at a time that suits you if you are near to one of our brokers. As your time is precious you might prefer to do everything over the phone or via video call.
We would love to work hard for you with dedicated Teacher Mortgage Advice for MLP staff.
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Email Dan AllenDan Allen - Mortgage Adviser
Dan Allen has worked with mortgages for over 10 years. His wealth of knowledge means he will know which lenders will work for you situation. -
Email AndyAndy Hopkins - Mortgage Adviser
Andy lives with his young family in Wiltshire and has years of experience working in mortgages. Andy will cut through the jargon and find the solution for you.
Teacher Mortgages Explained
As a family run business, we truly understand the value of teachers. That’s why we love to help you. We can also help Teaching Assistants.
There isn’t a specific mortgage for teachers. But there are lenders who are set up to support teachers. And we work with those lenders.
Teaching is a trusted profession, so there may be advantageous terms with certain lenders. Some have exclusive benefits, such as:
- favourable interest rates
- higher loan to value ratios
- flexible eligibility criteria
If you are a newly qualified teacher or a supply teacher, getting a mortgage can be more complicated. But by no means impossible. We can help by accessing lenders who are favourable to your circumstances.
We will do all the hard work for you. As a teaching professional, we know you’re busy, so we do all the research and take care of the paperwork for you.
If you need to speak to us outside of standard office hours, we can be flexible with our appointment times. We know the school day means that 9-5 may not work for you.
Speak to Your Mortgage Expert for MLP Teacher Mortgage Advice today to see how we can help.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
What Help is Available for Teachers to buy a home
If you are buying your first home and you’re struggling with affordability, there are schemes to help. We have experience with using these schemes and can help advise you as to whether you meet the criteria.
Here are some of the schemes you might want to consider:
- First Homes Scheme
Available in England, this is a Government Scheme offers residential homes to first time buyers at a discounted price. Generally, priority for these is given to key workers.
- New Build Homes
Buying a new build can be an affordable solution. Some lenders also offer discounts for key workers. On top of that, some developers offer new build incentives. These might include having your stamp duty or legal fees paid or other incentives to entice you to buy.
- Shared Ownership Scheme
The Shared Ownership scheme in England is a Government backed option to help with affordability. It offers you the chance to buy a share of between 25% and 75% of your home’s value and then pay rent on the remaining share. For this reason, it is often referred to as ‘part-rent, part buy’.
We have experience with helping people buy houses using these schemes. We know the eligibility criteria for the various schemes and whether you are likely to be accepted.
Contact us to discuss this further.