Welcome to May's Property Hub Blog
Spring is traditionally a busy time for the mortgage and property market. So, this month we will be updating you on the Bank of England Base Rate and we have some top tips for selling your house. We talk about getting the most yield from your Buy to Let investment and finally we have a guide to buying a leasehold property.Contact us
As always, we will be pulling the content together from our local Salisbury property partners – what we like to call the Salisbury Property Hub. So you can be sure you are getting the latest information from the experts who understand it best. If you would like to speak to us about anything you’ve read today, please do not hesitate to get in touch.
May Property Market Update
Selling This Spring? What to expect and top viewing tips.Read more
Lou Fletcher from Piccolo Sales and Lettings in Salisbury provides our May Property Market Update. This month, she looks at what the property market is doing this Spring. And, top viewing tips to help get your property sold.
Mortgage Market update for May
Bank of England Raises base rate to 1%Read more
Adam Nanson from Your Mortgage Expert provides the Mortgage Update for May. Here, he talks about the latest decision by the Bank of England to increase the base rate. And what it might mean for your monthly mortgage payments.
Landlord Update for May
How to get more yield from your Buy to Let PropertyRead more
Lou Fletcher from Piccolo Sales and Lettings in Salisbury provides our Landlord Update for May. This month, she looks at how to get the most yield from your Buy to Let Property.
May Legal Update
Six Things To Think About When Buying Leasehold PropertyRead more
Tim Bishop, Senior Partner at Bonallack and Bishop Solicitors in Salisbury provides the May Legal Update. He gives us a guide to six things to think about when buying a leasehold property.
Your Mortgage Expert Update
We are hiring!Join Our Team
We are expanding out team with a new Mortgage Administrator. This will be a new, permanent role based in our Salisbury office.
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Thank you for taking the time to read this Salisbury Property Hub Blog monthly update for April. We hope you found it useful and has helped you make informed choices with regards to your mortgage and property journey.Sign up
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Local property partners
At Your Mortgage Expert, we work hard to build valued connections with local and national businesses.Read more
Our carefully selected network of property partners are business contacts that are renowned for their customer service. While we take care in choosing local property partners to recommend to our clients, we cannot be held responsible for the service they provide. Find out more about our local property partners.
“This was knight in shining armour stuff. Our conscientious mortgage broker was a delight to deal with from the off and the key to our dream home.”
Max and Martha, First Time Buyer customers from Cardiff
“Being in the Armed Forces I am away a lot, meaning it can be hard to attend meetings, answer emails and especially hard to fill in forms. Adam and his team were extremely helpful and understanding of our situation and provided help wherever they could. After our initial meeting where we provided our required details, we actually did very little of the hard work, apart from signing a couple of papers.”
Callum and Verena, First Time Buyer Armed Forces Mortgage Customer from Salisbury
“I expect my circumstances were fairly rare, but the help and guidance I received from you was invaluable. I feel that the personal touch you provide offers something that appeals to the soldier in me. During my service I always liked to have a point of contact, someone who was the “go to” specialist in their field. This provides a degree of assurance about a situation and it was refreshing to find that same degree of certainty transitioning to civilian life, particularly with something as important as a mortgage and buying our family home.”
Andrew and Helen, Armed Forces Mortgage Customers from Salisbury
“Even though we were used to having a mortgage on the rental property, paying a mortgage on your own home was still a bit of a shock after years of having married quarter rental deducted from your pay at source. But, at every step along the way, we felt reassured, understood and that we really mattered to Adam. Trust is an important concept for military families and we trusted Adam.”
Fiona and Graham, Armed Forces Mortgage Customers from Wilton
“As a contractor, it was difficult for me to obtain a mortgage through normal channels so it was great to find a mortgage adviser that specialised in contractor remortgages and understood the challenges. In addition, I had fairly tight timescales, so wanted someone who could make the process quick and hassle free.”
Andrea, Contractor Mortgage Customer from Warminster
“I am a contractor, therefore require specialist mortgage advice. Adam has now concluded two mortgages for us (new mortgage then a contractor remortgage), and is currently arranging a buy-to-let mortgage for us. He also arranged our life insurance for us. We keep returning to him for some great reasons – he is always available, and ready to help. He provides great advice, and always ensures that he meets our requirements exactly. He is prepared to explain things in such a way that even a lummox like me can understand, and his level of service has remained consistently good over the last three years.”
Matt, Contractor Mortgage Customer from Southampton
“Adam’s advice on the different types of critical illness and life insurance were really useful. He also worked with us to decide the best combination of policies that would work with our existing policies to cover our needs. When doing this he happily tweaked quotes for us until we came out with an arrangement that was both affordable and would provide us with the level of cover we thought appropriate.”
Hannah and Steve, Protection Insurance Customers from Stamford
“Adam provided us with factual advice and also with options of which we were unaware. The advice on gifted equity was something we hadn’t heard about and this assisted us hugely to ensure repayments worked within our affordability. He provided us with a very personal service that made the journey from initial call, to mortgage offer and completion hassle free. We have already recommended Adam to someone and will continue to recommend his services in the future.”
Saul and Laura, Home Mover Mortgage Customers from Salisbury
“Mike and I collected the keys to our flat this weekend and we couldn’t be happier. It’s been a long time coming but we got there! We just wanted to say a MASSIVE thank you for everything you have done for us so far. We’ve really appreciated all the help, advice and reassurance you’ve given us all the way through this process. It’s really nice to have a friendly voice on the other end of the phone.”
Mike and Bethan, First Time Buyer Mortgage Customers from London
“Without question Adam found me a deal the estate agent’s broker couldn’t. He was very easy to contact whenever I needed him and he took time to explain the ins and outs of the Help to Buy equity loan scheme mortgage that he found me. I would rate him five out of five and will be back to use him when the time comes to remortgage or move.”
Chris, Help to Buy Mortgage Customer from Southampton
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Your property may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 2% but a typical fee is 0.6% of the amount borrowed.