Salisbury Property Hub Blog monthly update – April 2022
Welcome to the April Mortgage and Property update from Your Mortgage Expert - the Salisbury Property Hub.Contact us
This month we will be looking at renovations and extensions. Why you might choose one, how you can finance your project and what are the latest renovation trends.
We will be pulling the content together from our local Salisbury property partners – what we like to call the Salisbury Property Hub. So you can be sure you are getting the latest information from the experts who understand it best. If you would like to speak to us about anything you’ve read today, please do not hesitate to get in touch.
House Prices Update for April
Adam Nanson our Managing Director at Your Mortgage Expert in Salisbury comments on the latest house prices news. And, how this is inspiring people to remortgage to renovate.Read more
“According to Nationwide, house prices are rising at the fastest rate for 17 years. With the average house now worth £33,000 more than it was 12 months ago*.
Mortgage Update for April
Adam Nanson from Your Mortgage Expert provides the Mortgage Update for April. he talks further about how to finance your renovation project:Read more
“If you are thinking about significant home improvements you’ll need to think about how to finance these. The first thing to do is to speak to a mortgage broker like Your Mortgage Expert.
“If you are increasing your financial commitments, it is always important to assess first whether you can afford it. And your broker will take the time to go through all these options for you.
Architect update for April
Katy Esdon is a founding Director of Esdon Architects who are based in Salisbury. She talks Shifting Architectural Trends for 2022Read more
“Here at Esdon Architecture we specialise in bespoke residential new builds and extensions. Over the years we have been in practice, it has been interesting to see how architectural trends shift in and out of being in fashion.
Local market update for April
Lou Fletcher from Piccolo Sales and Lettings in Salisbury providers our Local Market Update for April. She talks about the Chalke Valley in Salisbury, Wiltshire being named the best place to live in the Southwest for 2022 by the Times Newspaper.Read more
“When I first started working in the property industry over 22 years ago, the Chalke Valley was like the back of beyond. It seemed to take ages to get there from Salisbury, annoyingly there was no phone reception, and satnav was in its infancy, so if you got lost en route to a house, you’d had it!
Your Mortgage Expert update
In this month’s Your Mortgage Expert Update, We are pleased to announce that Adam Nanson is once again listed as a top rated adviser in the VouchedFor's 2022 Top Rated Financial Adviser Guide. The guide is produced annually and aims to highlight Top Rated Advisers from across the UK.Read more
The mortgage advisers included in the guide have received the highest volume of positive 2021 client reviews on the VouchedFor website.
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Local property partners
At Your Mortgage Expert, we work hard to build valued connections with local and national businesses.Find out more
Our carefully selected network of property partners are business contacts that are renowned for their customer service. While we take care in choosing local property partners to recommend to our clients, we cannot be held responsible for the service they provide. Find out more about our local property partners.
“This was knight in shining armour stuff. Our conscientious mortgage broker was a delight to deal with from the off and the key to our dream home.”
Max and Martha, First Time Buyer customers from Cardiff
“Being in the Armed Forces I am away a lot, meaning it can be hard to attend meetings, answer emails and especially hard to fill in forms. Adam and his team were extremely helpful and understanding of our situation and provided help wherever they could. After our initial meeting where we provided our required details, we actually did very little of the hard work, apart from signing a couple of papers.”
Callum and Verena, First Time Buyer Armed Forces Mortgage Customer from Salisbury
“I expect my circumstances were fairly rare, but the help and guidance I received from you was invaluable. I feel that the personal touch you provide offers something that appeals to the soldier in me. During my service I always liked to have a point of contact, someone who was the “go to” specialist in their field. This provides a degree of assurance about a situation and it was refreshing to find that same degree of certainty transitioning to civilian life, particularly with something as important as a mortgage and buying our family home.”
Andrew and Helen, Armed Forces Mortgage Customers from Salisbury
“Even though we were used to having a mortgage on the rental property, paying a mortgage on your own home was still a bit of a shock after years of having married quarter rental deducted from your pay at source. But, at every step along the way, we felt reassured, understood and that we really mattered to Adam. Trust is an important concept for military families and we trusted Adam.”
Fiona and Graham, Armed Forces Mortgage Customers from Wilton
“As a contractor, it was difficult for me to obtain a mortgage through normal channels so it was great to find a mortgage adviser that specialised in contractor remortgages and understood the challenges. In addition, I had fairly tight timescales, so wanted someone who could make the process quick and hassle free.”
Andrea, Contractor Mortgage Customer from Warminster
“I am a contractor, therefore require specialist mortgage advice. Adam has now concluded two mortgages for us (new mortgage then a contractor remortgage), and is currently arranging a buy-to-let mortgage for us. He also arranged our life insurance for us. We keep returning to him for some great reasons – he is always available, and ready to help. He provides great advice, and always ensures that he meets our requirements exactly. He is prepared to explain things in such a way that even a lummox like me can understand, and his level of service has remained consistently good over the last three years.”
Matt, Contractor Mortgage Customer from Southampton
“Adam’s advice on the different types of critical illness and life insurance were really useful. He also worked with us to decide the best combination of policies that would work with our existing policies to cover our needs. When doing this he happily tweaked quotes for us until we came out with an arrangement that was both affordable and would provide us with the level of cover we thought appropriate.”
Hannah and Steve, Protection Insurance Customers from Stamford
“Adam provided us with factual advice and also with options of which we were unaware. The advice on gifted equity was something we hadn’t heard about and this assisted us hugely to ensure repayments worked within our affordability. He provided us with a very personal service that made the journey from initial call, to mortgage offer and completion hassle free. We have already recommended Adam to someone and will continue to recommend his services in the future.”
Saul and Laura, Home Mover Mortgage Customers from Salisbury
“Mike and I collected the keys to our flat this weekend and we couldn’t be happier. It’s been a long time coming but we got there! We just wanted to say a MASSIVE thank you for everything you have done for us so far. We’ve really appreciated all the help, advice and reassurance you’ve given us all the way through this process. It’s really nice to have a friendly voice on the other end of the phone.”
Mike and Bethan, First Time Buyer Mortgage Customers from London
“Without question Adam found me a deal the estate agent’s broker couldn’t. He was very easy to contact whenever I needed him and he took time to explain the ins and outs of the Help to Buy equity loan scheme mortgage that he found me. I would rate him five out of five and will be back to use him when the time comes to remortgage or move.”
Chris, Help to Buy Mortgage Customer from Southampton
Your property may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 2% but a typical fee is 0.6% of the amount borrowed.