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  • Welcome to the September Property Blog 2022

    With the news filled with the cost of living crisis and rising energy bills. We know many of you may be thinking how you can make your house more energy efficient.

    So in our September Property Blog, we are looking at Green Mortgages and how they work, how green initiatives can help sell your home and top tips for energy saving at home. We are also introducing you to the latest person to join our team.

    As always, if you have any questions about anything you’ve read in the September Property Blog, please do get in touch.

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  • September Mortgage Market Update

    Adam Nanson, Impartial Mortgage Broker at Your Mortgage Expert provides our September Mortgage Market update.

    “This month we are looking at Green Mortgages. Despite energy prices being frozen, many of you may be concerned about fuel bills

    Read more
  • September Property Market Update

    Increasing your house value through energy efficiency

    Adam Nanson from Your Mortgage Expert provides the September Property Market Update. Here he talks about how you can increase your house value through energy efficiency.

    “According to latest figures from Shakespeare Martineau, 77% of home buyers are more likely to purchase a green home for their next property. With the main incentives being it will be better for the environment and it will save money in the long run. The report also shows that 70% would be willing to pay more for more energy efficient homes and 68% would pay more for a home that uses renewable energy sources.

    Read more
  • September Architect Update

    Energy Saving at home – Tips to beat the bills

    Katy Esdon is a founding Director of Esdon Architecture who are based in Salisbury. In our September Architect Update, she has given us some top tips for energy saving at home.

    “It feels like the right time to write something about small changes that we can all be making around our homes in order to reduce our energy consumption (and the bills too). Not only will it save us all a few pennies (ideally pounds) we’ll be doing our bit for the environment too.

    Read more
  • September Your Mortgage Expert News

    Adam Nanson provides our September Your Mortgage Expert News. This month, we are delighted to announce that we have welcomed Claire Northcote to our administration team.

    “As mentioned in our previous blog, mortgage applications are taking much longer than usual. So, we have bolstered our administration team to try and ensure our clients have the support to push applications through as quickly as possible.

    Read more
  • Sign up to the Salisbury Property Hub Blog

    Thank you for taking the time to read our September Property Hub Blog

    We hope you found it useful and has helped you make informed choices with regards to your mortgage and property journey.

    If you would like to sign up to receive this blog every month, please leave your contact details below and we will add you to our subscription list. As always, if you decide you no longer want to hear from us, you can unsubscribe at any time.

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  • Local property partners

    At Your Mortgage Expert, we work hard to build valued connections with local and national businesses.

    Our carefully selected network of property partners are business contacts that are renowned for their customer service. While we take care in choosing local property partners to recommend to our clients, we cannot be held responsible for the service they provide. Find out more about our local property partners.

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  • “This was knight in shining armour stuff. Our conscientious mortgage broker was a delight to deal with from the off and the key to our dream home.”

    Max and Martha, First Time Buyer customers from Cardiff

  • “Being in the Armed Forces I am away a lot, meaning it can be hard to attend meetings, answer emails and especially hard to fill in forms. Adam and his team were extremely helpful and understanding of our situation and provided help wherever they could. After our initial meeting where we provided our required details, we actually did very little of the hard work, apart from signing a couple of papers.”

    Callum and Verena, First Time Buyer Armed Forces Mortgage Customer from Salisbury

  • “I expect my circumstances were fairly rare, but the help and guidance I received from you was invaluable. I feel that the personal touch you provide offers something that appeals to the soldier in me.  During my service I always liked to have a point of contact, someone who was the “go to” specialist in their field.  This provides a degree of assurance about a situation and it was refreshing to find that same degree of certainty transitioning to civilian life, particularly with something as important as a mortgage and buying our family home.”

    Andrew and Helen, Armed Forces Mortgage Customers from Salisbury

  • “Even though we were used to having a mortgage on the rental property, paying a mortgage on your own home was still a bit of a shock after years of having married quarter rental deducted from your pay at source. But, at every step along the way, we felt reassured, understood and that we really mattered to Adam. Trust is an important concept for military families and we trusted Adam.”

    Fiona and Graham, Armed Forces Mortgage Customers from Wilton

  • “As a contractor, it was difficult for me to obtain a mortgage through normal channels so it was great to find a mortgage adviser that specialised in contractor remortgages and understood the challenges. In addition, I had fairly tight timescales, so wanted someone who could make the process quick and hassle free.”

    Andrea, Contractor Mortgage Customer from Warminster

  • “I am a contractor, therefore require specialist mortgage advice. Adam has now concluded two mortgages for us (new mortgage then a contractor remortgage), and is currently arranging a buy-to-let mortgage for us. He also arranged our life insurance for us. We keep returning to him for some great reasons – he is always available, and ready to help. He provides great advice, and always ensures that he meets our requirements exactly. He is prepared to explain things in such a way that even a lummox like me can understand, and his level of service has remained consistently good over the last three years.”

    Matt, Contractor Mortgage Customer from Southampton

  • “Adam’s advice on the different types of critical illness and life insurance were really useful. He also worked with us to decide the best combination of policies that would work with our existing policies to cover our needs. When doing this he happily tweaked quotes for us until we came out with an arrangement that was both affordable and would provide us with the level of cover we thought appropriate.”

    Hannah and Steve, Protection Insurance Customers from Stamford

  • “Adam provided us with factual advice and also with options of which we were unaware. The advice on gifted equity was something we hadn’t heard about and this assisted us hugely to ensure repayments worked within our affordability. He provided us with a very personal service that made the journey from initial call, to mortgage offer and completion hassle free. We have already recommended Adam to someone and will continue to recommend his services in the future.”

    Saul and Laura, Home Mover Mortgage Customers from Salisbury

  • “Mike and I collected the keys to our flat this weekend and we couldn’t be happier. It’s been a long time coming but we got there! We just wanted to say a MASSIVE thank you for everything you have done for us so far. We’ve really appreciated all the help, advice and reassurance you’ve given us all the way through this process. It’s really nice to have a friendly voice on the other end of the phone.”

    Mike and Bethan, First Time Buyer Mortgage Customers from London

  • “Without question Adam found me a deal the estate agent’s broker couldn’t. He was very easy to contact whenever I needed him and he took time to explain the ins and outs of the Help to Buy equity loan scheme mortgage that he found me. I would rate him five out of five and will be back to use him when the time comes to remortgage or move.”

    Chris, Help to Buy Mortgage Customer from Southampton

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Your Mortgage Expert is a trading name of Your Mortgage Expert Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

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