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No upfront broker fees
Contact us for a free, no obligation conversation
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We help all customers
Even for small or complicated mortgages
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Detailed research
We carry out detailed research into the market to ensure you save money
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Moving home mortgages
If you’re planning to move home, our mortgage brokers offer advice from across the mortgage market and have access to deals not available on the high street.
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First time buyer mortgages
For first time buyers, our mortgage advisers help understand the options available, find current deals and demystify the complex mortgage process.
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Contractor mortgages
Do you work for a limited company or umbrella employment solution? Our mortgage brokers can help with a mortgage for contractors.
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Self Employed Mortgages
As a self employed person, you might worry about getting your first mortgage or perhaps you have struggled to secure a mortgage in the past. At Your Mortgage Expert we’re experts in mortgage advice for self employed people. We can provide self employed mortgage advice to find out how much you can borrow and which lenders offer solutions for your circumstances.
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Need Mortgage Advice
Wherever you are on your buying journey, we’re here to help. We’ll take away the hard work and aim to save you time, money and stress. Interested in Shared Ownership? We can help. Only have a small deposit? We can advise you on that as well. Need to switch to a new lender? We’re experts with remortgages.
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Government schemes
Now that the Help to Buy scheme has now closed. Here we look at the various options available to help with mortgage affordability for both first time buyers and for current or previous home owners.
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NHS mortgages
We’ve helped lots of NHS workers access mortgages. We know that, for some of you, getting a mortgage might be fairly simple. But if you do bank hours, overtime or have non NHS pay, it can be more complicated. We understand how to apply for all types of NHS mortgages. You work hard for us and we would love to work hard for you.
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Bad credit mortgage advice
If your credit score isn’t perfect, it can be a big worry. Especially if you are applying for a mortgage. Whatever your financial situation, you can rely on us to work hard and to be on your side. There are lenders that are sympathetic to people with credit issues and we can help you find them with helpful, principled mortgage advice for people with bad credit.
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Armed Forces Mortgages
As a member of the armed forces, you may have had difficulty applying for a mortgage in the past. We understand these frustrations and have helped many members of the armed forces arrange their mortgages even when they have hit a brick wall previously.
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Mortgages with 1 Year of Accounts
Are you self employed but only have 1 year of accounts? Are you looking to get a mortgage but not sure what is possible? We’ve got you covered with advice for mortgages with 1 year of accounts. Getting a mortgage can be more tricky, but we have access to specialist lenders who can help.
About Your Mortgage Expert
At Your Mortgage Expert, our Mortgage Brokers offer across the market, impartial mortgage advice. We provide a personal and knowledgeable mortgage advice service. Our team has 82 years of experience in the mortgage and protection markets and you can trust us to find the deal for you.
Find out moreOur mortgage advice customers
Josh and Louise approached impartial Mortgage Broker Your Mortgage Expert for mortgage advice when they moved from London to Surrey. With a busy job and family, they had little time to spend searching for their new home movers mortgage.
Find out moreMost forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Our handy mortgage calculator
Our mortgage calculator can help you get a better idea of how much you can afford to borrow, and how much your mortgage will cost you in monthly repayments.
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