Monthly Archives: April 2019

Demand for Equity Release soars

A recent data released by the Equity Release Council (ERC), Equity Release was the fastest growing sector of the Mortgage Market in 2018. Their figures show that 50 pence of housing wealth was unlocked during 2018 for ever £1 of flexible pension payments*. What this means for home owners Adam Nanson, Managing Director at Your Mortgage Expert in Salisbury comments: “It comes as no surprise to us that Equity Release is becoming increasingly popular. It can seem like an attractive option because these products can help you to release a tax-free lump sum, a regular income or both, release funds when you need it and unlike mortgage lending, enables you to spend your money on pretty much anything you choose.” How Your Mortgage Expert can help Adam Nanson continues: “If you’re a home owner aged over 55, you may want to unlock some of the money tied up in your home. This is where Equity Release Mortgages can be useful because they enable you to free up some of the equity held in your home without having to commit to a monthly mortgage payment. “However, Equity Release isn’t for everyone and we would recommend you get some appropriate advice before taking any steps. You need to think carefully before you decide whether it’s for you – it’s all about weighing up the pros and cons. That’s why we have specialist knowledge on the subject and can give you all the facts, point out the features and the risks, and give you a personalised illustration.” For further information and to have a no obligation conversation, why not get in touch? We will talk you through all the options and help you to understand whether there are alternative options which might be more appropriate in your circumstances. Simply complete an online Contact form all call the office on 01722 322683 and ask to speak to Dan Allen who is our resident Equity Release expert. The information contained within this article was correct at the time of publication. It is intended for information only and does not constitute advice. TenetLime Ltd cannot be held responsible for information that was correct at the time of publication but subsequently changes or goes out of date due to changes in legislation. For further information, contact Your Mortgage Expert on 01722 322683. A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. EQUITY RELEASE MAY REQUIRE A LIFETIME MORTGAGE OR HOME REVERSION PLAN. TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION. EQUITY RELEASE IS NOT RIGHT FOR EVERYONE. IT MAY AFFECT YOUR ENTITLEMENT TO STATE BENEFITS AND WILL REDUCE THE VALUE OF YOUR ESTATE. Please note, by clicking on the link below you will be departing from the regulated site of Your Mortgage Expert Ltd. Neither Your Mortgage Expert Ltd nor TenetLime Ltd are responsible for the accuracy of the information contained within the non-regulated site. Source: https://www.whatmortgage.co.uk/news/equity-release/demand-equity-release-soars-2018/  

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Salisbury named the best place to live in Britain

Salisbury has been crowned the best place to live in the UK according to the Sunday Times. The judges felt that its “glorious Cathedral” and “divine beauty” coupled with it’s close proximity to the coast and excellent connections to London and the Countryside made it an ideal place to live*. Adam Nanson from Your Mortgage Expert which is based in Salisbury comments: “We couldn’t agree more that Salisbury is an excellent place to live and work and its great that the Sunday Times has recognised this in our Medieval City. As well as it’s excellent location, the judges also commented on the schools, our local market and the culture of the City, all of which helped it to win this accolade. “This all comes just over a year after our City was rocked by the Novichok incident. And, we couldn’t agree more that the spirit of Salisbury has helped us bounce back even stronger. “House prices in Salisbury are likely to respond positively to news like this. We know how lovely it is living in Salisbury, but now the whole of the UK knows and it is likely to attract more people to the area. “If you are interested to speaking to a Mortgage Broker based in the heart of Salisbury, then why not get in touch? We understand the local market, have excellent connections with local estate agents and conveyancers and will be by your side every step of the way.” If you are interested in applying for a mortgage, why not speak to Your Mortgage Expert? We don’t charge for the initial consultation, so by speaking to us, you are under no obligation. We are based in Salisbury, Wiltshire, but we can help you no matter where you live in the UK. Simply call us on 01722 322683 or complete a contact us form on our website and tell us when it would be best to get back in touch with you. The information contained within this article was correct at the time of publication. It is intended for information only and does not constitute advice. TenetLime Ltd cannot be held responsible for information that was correct at the time of publication but subsequently changes or goes out of date due to changes in legislation. For further information, contact Your Mortgage Expert on 01722 322683. A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Please note, by clicking on the link below you will be departing from the regulated site of Your Mortgage Expert Ltd. Neither Your Mortgage Expert Ltd nor TenetLime Ltd are responsible for the accuracy of the information contained within the non-regulated site. *Sources: https://www.spirefm.co.uk/news/local-news/2851072/salisbury-tops-list-of-best-places-to-live-in-the-uk/ and https://www.salisburyjournal.co.uk/news/17572762.salisbury-has-been-named-as-the-sunday-times-best-place-to-live-in-britain/

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Adam Nanson has been rated a top adviser in the UK

On Saturday 23rd February, the Times Newspaper published a supplement listing the Top 250 Mortgage Advisers in the UK based on reviews on the independent consumer ratings website VouchedFor. We are proud to say that Adam Nanson from Your Mortgage Expert was featured as a top adviser. Adam Nanson comments: “In total, 53 of my clients have taken the time to rate my services on VouchedFor. And, the average of these reviews has given me a rating of 4.9 out of 5 on the website which makes me extremely proud and grateful. I’d like to thank all of the clients who took the time to share their positive feedback on VouchedFor. Feedback helps us better understand whether we are providing a really good service to our clients and these reviews tell us that, in general, our clients are happy.” You can see Adam Nanson’s top adviser reviews by going to https://www.vouchedfor.co.uk/mortgage-advisor/salisbury/25483-adam-nanson. The supplement that was printed in the Times can be read here: https://assets.vouchedfor.co.uk/guides/ultimate-guide-2019.pdf. Please note, by clicking on this link, you will be departing from the regulated site of Your Mortgage Expert Ltd. Neither Your Mortgage Expert Ltd nor TenetLime are responsible for the accuracy of the information contained within the non-regulated site. Adam Nanson is an Independent Mortgage Broker and Managing Director of Your Mortgage Expert in Salisbury. He has worked in the mortgage and protection industry for over 17 years and always dreamed of setting up his own firm which he did in 2015. As Managing Director, Adam is responsible for the all operational aspects of running an independent mortgage brokerage as well as advising on and processing applications. He also works with other local businesses to establish positive and reciprocal working relationships. You can contact Adam, or any member of his team for a no obligation conversation via 01722 322683 or email him at adam@your-mortgage-expert.co.uk A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

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