

What happens next?
- We’ll contact you to arrange a convenient time to speak.
- We’ll ask about your rental property, borrowing plans and landlord experience.
- We’ll explain your options clearly before you decide whether to proceed.


Mortgage advice for a range of buy to let circumstances
We can help with:
Buy to let purchases
If you are buying an investment property, we can help you understand the options available and the likely costs involved.Buy to let remortgages
If your current rate is ending or you want to review your options, we can help you compare lenders and remortgage products.First-time landlords
If you are buying your first rental property, we can guide you through the process and explain what to expect.Portfolio landlords
If you own multiple rental properties, we can help you review options across a wider property portfolio.Releasing equity
Raising capital from a buy to let propertyLet to buy
If you are thinking about keeping your current property and letting it out when buying another home, we can help explain the options.
Buy to let is sometimes shortened to BTL. We can help with BTL purchases, remortgages and landlord borrowing reviews.


Buy to let mortgage advice for landlords and investors
Landlords often need more than a simple rate comparison. You may want to understand lender criteria, rental stress testing, deposit requirements, remortgage costs, affordability and how your wider property plans affect the best route forward.
At Your Mortgage Expert, we help landlords review the options available based on their current circumstances and future goals.
Whether you own one property or a wider portfolio, we aim to make the process clearer and more manageable.


Looking at a purchase, remortgage or both?
Some landlords come to us because they are buying a new rental property. Others want to remortgage an existing property to reduce costs, review their current rate or raise capital for future plans.
We can help you explore options for:
- purchasing a buy to let property
- remortgaging a buy to let property
- reviewing lender options at the end of a fixed rate
- releasing equity for improvements or further purchases
- restructuring borrowing across one or more properties


Help for portfolio landlords
If you own multiple rental properties, mortgage advice can become more complex. Lenders may assess your wider borrowing position, rental income, existing portfolio and future plans.
We understand that portfolio cases often require a more detailed review, and we help you explore suitable options across a range of lenders.
We can help with:
- refinancing portfolio properties
- raising capital from selected properties
- reviewing borrowing arrangements
- planning for future purchases
- understanding lender criteria for portfolio landlords


How our buy to let mortgage process works
1. Tell us about your property plans
We start with a conversation about your current position and what you are trying to achieve.
2. We review your options
We look at the mortgage options available and explain them clearly, including any important costs or lender criteria.
3. We support your application
If you decide to proceed, we help you through the mortgage process from application through to offer and completion.


Why choose Your Mortgage Expert for buy to let mortgage advice?
Choosing a mortgage adviser is about more than just finding a deal. You want advice that takes account of your goals, your property position and the practical realities of being a landlord.
At Your Mortgage Expert, we provide friendly, practical mortgage advice for landlords and property investors across the UK.
Key reasons to choose us
Impartial advice
We compare options from a wide range of High Street and specialist lenders.
Help for a range of landlord circumstances
We support first time landlords, experienced landlords and portfolio investors.
Support for purchases and remortgages
Whether you are buying, refinancing or raising funds, we can help you review the options available.
Friendly, personal support
We explain things clearly and support you throughout the process.
National service
We can help by phone or video wherever you are based.
Ready to speak to a buy to let mortgage adviser?
Whether you are buying your first rental property, remortgaging, reviewing landlord mortgage options or planning your next investment move, we are here to help.
Book your free initial chat today and speak to a member of the Your Mortgage Expert team.
Call 01722 322683
Frequently Asked Questions
Can you help with buy to let purchases?
Can you help with buy to let remortgages?
Do you help first time landlords?
Do you help portfolio landlords?
Can I release equity from a buy to let property?
Do you only help local clients?
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
