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Archive: Contractor Mortgages – there are more options beyond the high street

In the past, contractors have often struggled to find mortgage options on the high street. Often, lenders have considered the way they work and get paid to be too much of a risky option. But this is no longer the case as Adam Nanson from Your Mortgage Expert explains.

“Having specialised in Contractor Mortgages for a large part of my career, things have really changed with more lenders willing to consider lending to contractors.

“The lenders becoming more sympathetic to contractors understand that they are entrepreneurs that often demand high fees from their clients. This means that, rather than being high risk, these are the sort of clients they should be trying to attract. And, they are doing this by setting up their systems and processes to enable them to truly assess contractors through individual underwriting or criteria that is more directed at contractors.

“However, not a lot of people know about them or understand how they work. They can be smaller and less well-known lenders and you often have to step beyond the high street in order to access their mortgages.

“By speaking to an expert in contractor mortgages like Your Mortgage Expert, contractors can access the advice they need in order to unlock mortgages designed and tailored to them. We know all the lenders who are sympathetic to contractors, we understand how they work and we know what documentation is required.”

To speak to Your Mortgage Expert about your Contractor Mortgage or remortgage, call them now on 01722 322683 or visit the Contact us page and let us know when we can call you back.

We don’t charge for an initial consultation, so by speaking with us, you won’t be under any obligation. To find out more about our services and how we operate, visit our about us section.

The information contained within this article was correct at the time of publication. It is intended for information only and should not be used as a basis for purchasing any products. We cannot be held responsible for something that was correct at the time but subsequently changes or goes out of date. For further information, contact Your Mortgage Expert on 01722 322683.

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