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  • February Mortgage and Property Blog

    Welcome to our February Property Blog.

    This month we are looking at the topic our clients ask us about the most – mortgage rates. Are they likely to go down this year, and if so when? Our guest blog this month is from Lou Fletcher from Piccolo Sales and Lettings. She looks at what landlords can expect from the rental market this year.

    We hope you find this month’s newsletter useful and if we can help further, do not hesitate to get in touch.

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  • February Mortgage Rates update

    Is now a good time to get a mortgage?

    We frequently get asked now a good time to get a mortgage or whether you should wait in case rates fall in the future. In our February Mortgage Rates Update, we look at what the current industry predictions are and whether now is a good time to get a new mortgage.

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  • February Property Market Update

    Lettings outlook 2024: what can landlords expect from the rental market this year?

    Our February Property Blog is provided by Lou Fletcher from Piccolo Property Sales and Lettings. She looks at what the outlook is for the lettings market and what landlords can expect from their property investments this year.

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  • February Your Mortgage Expert News

    Thank you to everyone who has left us a review!

    We really value feedback from our clients. It helps us to ensure that we are doing the right things for our clients. And also enables us to tweak our service so we can do an even better job for you. Which is why, in our February Your Mortgage Expert News we are delight to announce that we now have over 100 five star reviews on Google.

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  • Recommend a Friend

    We wanted to remind you of our refer a friend scheme.

    We’re very thankful every time we get a new client referred to us. It tells us we’ve done a good job as clients trust us with their friends, colleagues or family. In fact, around 33% of new customers come to us as a referral from an existing client. And we are so incredibly grateful for all of your support.

    We are now offering you the chance to earn more for recommending us. To find out more, visit our refer a friend dedicated page.

    Read More
  • Sign up for our Blog

    Thank you for taking the time to read our February Mortgage and Property Blog

    If you would like to read future newsletters and our future market analysis, why not subscribe?

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  • “This was knight in shining armour stuff. Our conscientious mortgage broker was a delight to deal with from the off and the key to our dream home.”

    Max and Martha, First Time Buyer customers from Cardiff

  • “Being in the Armed Forces I am away a lot, meaning it can be hard to attend meetings, answer emails and especially hard to fill in forms. Adam and his team were extremely helpful and understanding of our situation and provided help wherever they could. After our initial meeting where we provided our required details, we actually did very little of the hard work, apart from signing a couple of papers.”

    Callum and Verena, First Time Buyer Armed Forces Mortgage Customer from Salisbury

  • “I expect my circumstances were fairly rare, but the help and guidance I received from you was invaluable. I feel that the personal touch you provide offers something that appeals to the soldier in me.  During my service I always liked to have a point of contact, someone who was the “go to” specialist in their field.  This provides a degree of assurance about a situation and it was refreshing to find that same degree of certainty transitioning to civilian life, particularly with something as important as a mortgage and buying our family home.”

    Andrew and Helen, Armed Forces Mortgage Customers from Salisbury

  • “Even though we were used to having a mortgage on the rental property, paying a mortgage on your own home was still a bit of a shock after years of having married quarter rental deducted from your pay at source. But, at every step along the way, we felt reassured, understood and that we really mattered to Adam. Trust is an important concept for military families and we trusted Adam.”

    Fiona and Graham, Armed Forces Mortgage Customers from Wilton

  • “As a contractor, it was difficult for me to obtain a mortgage through normal channels so it was great to find a mortgage adviser that specialised in contractor remortgages and understood the challenges. In addition, I had fairly tight timescales, so wanted someone who could make the process quick and hassle free.”

    Andrea, Contractor Mortgage Customer from Warminster

  • “I am a contractor, therefore require specialist mortgage advice. Adam has now concluded two mortgages for us (new mortgage then a contractor remortgage), and is currently arranging a buy-to-let mortgage for us. He also arranged our life insurance for us. We keep returning to him for some great reasons – he is always available, and ready to help. He provides great advice, and always ensures that he meets our requirements exactly. He is prepared to explain things in such a way that even a lummox like me can understand, and his level of service has remained consistently good over the last three years.”

    Matt, Contractor Mortgage Customer from Southampton

  • “Adam’s advice on the different types of critical illness and life insurance were really useful. He also worked with us to decide the best combination of policies that would work with our existing policies to cover our needs. When doing this he happily tweaked quotes for us until we came out with an arrangement that was both affordable and would provide us with the level of cover we thought appropriate.”

    Hannah and Steve, Protection Insurance Customers from Stamford

  • “Adam provided us with factual advice and also with options of which we were unaware. The advice on gifted equity was something we hadn’t heard about and this assisted us hugely to ensure repayments worked within our affordability. He provided us with a very personal service that made the journey from initial call, to mortgage offer and completion hassle free. We have already recommended Adam to someone and will continue to recommend his services in the future.”

    Saul and Laura, Home Mover Mortgage Customers from Salisbury

  • “Mike and I collected the keys to our flat this weekend and we couldn’t be happier. It’s been a long time coming but we got there! We just wanted to say a MASSIVE thank you for everything you have done for us so far. We’ve really appreciated all the help, advice and reassurance you’ve given us all the way through this process. It’s really nice to have a friendly voice on the other end of the phone.”

    Mike and Bethan, First Time Buyer Mortgage Customers from London

  • “Without question Adam found me a deal the estate agent’s broker couldn’t. He was very easy to contact whenever I needed him and he took time to explain the ins and outs of the Help to Buy equity loan scheme mortgage that he found me. I would rate him five out of five and will be back to use him when the time comes to remortgage or move.”

    Chris, Help to Buy Mortgage Customer from Southampton

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Your Mortgage Expert is a trading name of Your Mortgage Expert Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Registered Office Address: 18 New Canal, Salisbury, England, SP1 2AQ. Registered in England Number: 08924507.

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