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House prices rise by 4.6% year on year

According to the Land Registry, house prices are on the rise year on year. With prices in England and Wales up by 4.6 compared to July 2014. This could be of interest to those looking to purchase a property or remortgage an existing property.

In fact, in July alone, house prices rose by 1.7% on the previous month. Meaning that the average price of properties in England and Wales now stands at £183,861. London saw the biggest increase, but the South East and the South West were not far behind. In the South East, property prices have grown by 8.2% and in the South West by 4.2%.

What this means for those looking for a mortgage

Adam Nanson, Managing Director of Your Mortgage Expert comments:

With house prices continuing to rise across the country, it means that people are investing more to purchase new properties. This could perhaps explain why the number of house completions in England and Wales has decreased slightly.

“It is therefore more important than ever that, when people are looking to purchase a new property, they understand exactly how much they can afford when they start negotiations. A mortgage adviser can really help with this because they will take the time to assess your circumstances and will also get you access to the current deals.

How Your Mortgage Expert can help

Your Mortgage Expert is across the market and independent which means we know all the current deals and can make the most appropriate recommendation for you based on your circumstances. Some of the deals may only be available through independent advisers. So whether you’re looking for a fixed rate, variable rate or you’re a First Time Buyer, Your Mortgage Expert can review your circumstances and give you the most appropriate mortgage rate advice based on your affordability.

 To speak to Adam Nanson about your next mortgage, ring him now on 01722 322683 or complete a contact us form and let him know when he can call you back.

We don’t charge for an initial consultation, so by speaking with us, you won’t be under any obligation. To find out more about our services and how we operate, visit our about us section.

The information contained within this article was correct at the time of publication. It is intended for information only and does not constitute advice. TenetLime cannot be held responsible for information that was correct at the time of publication but subsequently changes or goes out of date due to changes in legislation. For further information, contact Your Mortgage Expert on 01722 322683.


Source: This is Money, 6th September 2015

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