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  • Salisbury Property Blog Archive

    Welcome to all the historic issues of our Salisbury Property Blog

    On this page, you will find previous issues of our Property Blog. Please note, as these are historic issues, the information within them may be out of date.

    Please contact us for the most recent advice and guidance.

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  • Archive: February 2023 Update

    Welcome to our February 2023 Mortgage and Property Update!

    This month we digest all the key mortgage and property news from February 2023 including interest rates and house prices. Please get in touch if we can help in any way, we’d love to hear from you.

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  • Archive: January 2023 Update

    Happy New Year to all our clients and welcome to our first newsletter of 2023.

    In our January Property blog, we look at what 2023 will hold for the mortgage and property markets. What might happen with interest rates, house prices and the Buy to Let market.

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    There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

  • Archive: December 2022 Update

    Welcome to the final property blog of 2022

    This month we will be talking about the Christmas period. Why it is one of the busiest months for the property market. And, if you’re thinking about buying or selling, why you should act now to ensure you don’t leave it too late.

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  • Archive: October 2022 Update

    Once again, the headlines have been full of house prices and interest rates.

    So, this month we answer the burning questions of whether you should remortgage, purchase a house right now and what is happening to property prices.

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  • Archive: September 2022 Update

    With the news filled with the cost of living crisis and rising energy bills. We know many of you may be thinking how you can make your house more energy efficient.

    So in our September Property Blog, we are looking at Green Mortgages and how they work, how green initiatives can help sell your home and top tips for energy saving at home. We are also introducing you to the latest person to join our team.

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  • Archive: August 2022

    There’s been a lot in the news this month about the mortgage and property industry. And, some of you might have worries about your mortgages or property investments.

    With this in mind, we’ve given our expert opinion on the main issues our clients have been asking us about. In particular, we are looking at the base rate and how it will impact mortgages and house prices. We also have expert opinion from Lou Fletcher from Piccolo Sales and Lettings about becoming a Buy to Let investor for the first time.

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  • Archive: July 2022 Update

    It’s been a very busy time for the property and mortgage market.
    This month we’re providing a round up of the main issues including whether you should fix your mortgage rate for longer. Why so many properties are being down valued at the moment. And, why you should sell your home before falling in love with a new one.
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  • Archive: May Update 2022

    Welcome to May 2022 Property Hub Blog

    Spring is traditionally a busy time for the mortgage and property market. So, this month we will be updating you on the Bank of England Base Rate and we have some top tips for selling your house. We talk about getting the most yield from your Buy to Let investment and finally we have a guide to buying a leasehold property.

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  • Archive: April 2022 Update

    This month we will be looking at renovations and extensions.

    We will be looking at why you might choose one, how you can finance your project and what are the latest renovation trends. Our contributors this month are Katy Esdon from Esdon Architects and Lou Fletcher from Piccolo Sales and Lettings.

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  • Archive: March 2022 Update

    Welcome to the first edition of the Salisbury Property Hub Blog.

    This month we discuss latest house prices and the Bank of England base rate. We also hear from Tim Bishop from Bonallack and Bishop legal services in Salisbury. And from Lou Fletcher who owns Piccolo Sales and Lettings.

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  • “This was knight in shining armour stuff. Our conscientious mortgage broker was a delight to deal with from the off and the key to our dream home.”

    Max and Martha, First Time Buyer customers from Cardiff

  • “Being in the Armed Forces I am away a lot, meaning it can be hard to attend meetings, answer emails and especially hard to fill in forms. Adam and his team were extremely helpful and understanding of our situation and provided help wherever they could. After our initial meeting where we provided our required details, we actually did very little of the hard work, apart from signing a couple of papers.”

    Callum and Verena, First Time Buyer Armed Forces Mortgage Customer from Salisbury

  • “I expect my circumstances were fairly rare, but the help and guidance I received from you was invaluable. I feel that the personal touch you provide offers something that appeals to the soldier in me.  During my service I always liked to have a point of contact, someone who was the “go to” specialist in their field.  This provides a degree of assurance about a situation and it was refreshing to find that same degree of certainty transitioning to civilian life, particularly with something as important as a mortgage and buying our family home.”

    Andrew and Helen, Armed Forces Mortgage Customers from Salisbury

  • “Even though we were used to having a mortgage on the rental property, paying a mortgage on your own home was still a bit of a shock after years of having married quarter rental deducted from your pay at source. But, at every step along the way, we felt reassured, understood and that we really mattered to Adam. Trust is an important concept for military families and we trusted Adam.”

    Fiona and Graham, Armed Forces Mortgage Customers from Wilton

  • “As a contractor, it was difficult for me to obtain a mortgage through normal channels so it was great to find a mortgage adviser that specialised in contractor remortgages and understood the challenges. In addition, I had fairly tight timescales, so wanted someone who could make the process quick and hassle free.”

    Andrea, Contractor Mortgage Customer from Warminster

  • “I am a contractor, therefore require specialist mortgage advice. Adam has now concluded two mortgages for us (new mortgage then a contractor remortgage), and is currently arranging a buy-to-let mortgage for us. He also arranged our life insurance for us. We keep returning to him for some great reasons – he is always available, and ready to help. He provides great advice, and always ensures that he meets our requirements exactly. He is prepared to explain things in such a way that even a lummox like me can understand, and his level of service has remained consistently good over the last three years.”

    Matt, Contractor Mortgage Customer from Southampton

  • “Adam’s advice on the different types of critical illness and life insurance were really useful. He also worked with us to decide the best combination of policies that would work with our existing policies to cover our needs. When doing this he happily tweaked quotes for us until we came out with an arrangement that was both affordable and would provide us with the level of cover we thought appropriate.”

    Hannah and Steve, Protection Insurance Customers from Stamford

  • “Adam provided us with factual advice and also with options of which we were unaware. The advice on gifted equity was something we hadn’t heard about and this assisted us hugely to ensure repayments worked within our affordability. He provided us with a very personal service that made the journey from initial call, to mortgage offer and completion hassle free. We have already recommended Adam to someone and will continue to recommend his services in the future.”

    Saul and Laura, Home Mover Mortgage Customers from Salisbury

  • “Mike and I collected the keys to our flat this weekend and we couldn’t be happier. It’s been a long time coming but we got there! We just wanted to say a MASSIVE thank you for everything you have done for us so far. We’ve really appreciated all the help, advice and reassurance you’ve given us all the way through this process. It’s really nice to have a friendly voice on the other end of the phone.”

    Mike and Bethan, First Time Buyer Mortgage Customers from London

  • “Without question Adam found me a deal the estate agent’s broker couldn’t. He was very easy to contact whenever I needed him and he took time to explain the ins and outs of the Help to Buy equity loan scheme mortgage that he found me. I would rate him five out of five and will be back to use him when the time comes to remortgage or move.”

    Chris, Help to Buy Mortgage Customer from Southampton

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Your Mortgage Expert is a trading name of Your Mortgage Expert Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Registered Office Address: 18 New Canal, Salisbury, England, SP1 2AQ. Registered in England Number: 08924507.

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